Cost of Living in Lombard, IL

Population 43,722 · Illinois · Data vintage 2023

119
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Lombard's cost indicators track within a reasonable band of national figures, with median household incomes near $97,253 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Geographically, Lombard sits roughly 11 miles northeast of Naperville. Median home values run roughly 37% lower than Naperville's $510,000.

Cost Overview

Housing 105
Rent 140

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lombard

The median home value in Lombard is $321,200 — 5% above the national median of $305,000. Median rent runs $1,834/month, 40% higher than the national median of $1,314/month. The median household income of $97,253/year is 30% higher than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Lombard has a cost of living index of 119 versus the US average of 100, meaning it is 19% more expensive.

🏠 Housing

Median Home Value
$321,200
5% above avg
Zillow Home Value
$372,327
Zillow ZHVI
Median Rent
$1,834/mo
40% above avg
Zillow Rent
$2,060/mo
Zillow ZORI
Price-to-Rent Ratio
14.6x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 70.4%
Renter-occupied 29.6%

💰 Estimated Monthly Budget

Rent median rent
$1,834
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,448/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.5 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.1%

Commute Mode

Drove alone
69.2%
Carpooled
5.0%
Public transit
3.9%
Walked
1.4%
Bicycle
0.3%
Work from home
19.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$97,253
30% above avg
Per Capita Income
$49,162
Unemployment Rate
4.7%
3% below avg
Poverty Rate
6.7%
Labor Force Participation
70.8%

🎓 Education

Bachelor's degree+ 33.0%
Graduate degree 16.3%

👥 Demographics

Median Age 38.8
Male median age 38.6
Female median age 39.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 53 — Moderate
40%
Good air days/yr
234
Max AQI recorded
264
PM2.5 days
101
Ozone days

Frequently Asked Questions

What is the cost of living in Lombard, IL?

Lombard has a cost index of 119 (100 = national average). It is 19% above the national average.

What is average rent in Lombard, IL?

The median gross rent in Lombard is $1,834 per month based on 2023 Census data.

What is the average home price in Lombard?

The median home value in Lombard is $321,200 according to Zillow and Census data.

What is the median income in Lombard?

The median household income in Lombard is $97,253 per year (2023 ACS 5-year estimates).

What is the sales tax in Lombard, IL?

The combined state and local sales tax rate in Lombard is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Lombard, IL affordable?

Lombard is above average in cost of living, with an index of 119 — about 19% higher than the national average.

Lombard at a Glance

Population
43,722
Median Income
$97,253
Home Value
$321,200
Median Rent
$1,834/mo
Unemployment
4.7%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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