Cost of Living in Flagler Beach, FL

Population 5,250 · Florida · Data vintage 2023

146
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Flagler Beach skews considerably older than the national median, with an average age of 59. Reported household income of $81,193 often reflects pension and investment income rather than wages, which makes the local tax picture — especially property tax treatment — a larger factor than in working-age cities. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.

Located 70 miles southeast of Jacksonville, Flagler Beach is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 87% higher than Jacksonville's $266,000.

Cost Overview

Housing 163
Rent 120

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Flagler Beach

The median home value in Flagler Beach is $496,800 — 63% above the national median of $305,000. Median rent runs $1,581/month, 20% higher than the national median of $1,314/month. The median household income of $81,193/year is 9% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Flagler Beach has a cost of living index of 146 versus the US average of 100, meaning it is 46% more expensive.

🏠 Housing

Median Home Value
$496,800
63% above avg
Zillow Home Value
$296,175
Zillow ZHVI
Median Rent
$1,581/mo
20% above avg
Zillow Rent
$2,028/mo
Zillow ZORI
Price-to-Rent Ratio
26.2x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 82.0%
Renter-occupied 18.0%

💰 Estimated Monthly Budget

Rent median rent
$1,581
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,195/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.3 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
29.0%

Commute Mode

Drove alone
63.0%
Carpooled
4.5%
Walked
2.6%
Bicycle
0.5%
Work from home
29.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$81,193
9% above avg
Per Capita Income
$64,575
Unemployment Rate
2.9%
41% below avg
Poverty Rate
8.6%
Labor Force Participation
42.2%

🎓 Education

Bachelor's degree+ 22.7%
Graduate degree 12.8%

👥 Demographics

Median Age 58.8
Male median age 58.4
Female median age 59

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 35 — Good
97.3%
Good air days/yr
71
Max AQI recorded
0
PM2.5 days
364
Ozone days

Frequently Asked Questions

What is the cost of living in Flagler Beach, FL?

Flagler Beach has a cost index of 146 (100 = national average). It is 46% above the national average.

What is average rent in Flagler Beach, FL?

The median gross rent in Flagler Beach is $1,581 per month based on 2023 Census data.

What is the average home price in Flagler Beach?

The median home value in Flagler Beach is $496,800 according to Zillow and Census data.

What is the median income in Flagler Beach?

The median household income in Flagler Beach is $81,193 per year (2023 ACS 5-year estimates).

What is the sales tax in Flagler Beach, FL?

The combined state and local sales tax rate in Flagler Beach is 7.0%. Florida has no state income tax.

Is Flagler Beach, FL affordable?

Flagler Beach is above average in cost of living, with an index of 146 — about 46% higher than the national average.

Flagler Beach at a Glance

Population
5,250
Median Income
$81,193
Home Value
$496,800
Median Rent
$1,581/mo
Unemployment
2.9%
Sales Tax
7.0%
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🗺️ County data for Florida

Explore county-level cost of living data

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