Cost of Living in Butler Beach, FL

Population 4,723 · Florida · Data vintage 2023

143
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

With a median age of 62, Butler Beach functions largely as a retirement market. Housing costs — $469,000 for a typical home — anchor most household budgets, and the state's treatment of pension income tends to matter more than wage-driven tax comparisons. Unemployment has stayed elevated relative to the national figure — 9.3% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Butler Beach is about 45 miles southeast of Jacksonville, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 76% higher than Jacksonville's $266,000.

Cost Overview

Housing 154
Rent 128

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Butler Beach

The median home value in Butler Beach is $469,100 — 54% above the national median of $305,000. Median rent runs $1,682/month, 28% higher than the national median of $1,314/month. The median household income of $76,776/year is 3% higher than the US median of $74,580. The local unemployment rate is 9.3%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Butler Beach has a cost of living index of 143 versus the US average of 100, meaning it is 43% more expensive.

🏠 Housing

Median Home Value
$469,100
54% above avg
Median Rent
$1,682/mo
28% above avg
Price-to-Rent Ratio
23.2x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 85.3%
Renter-occupied 14.7%

💰 Estimated Monthly Budget

Rent median rent
$1,682
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,296/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.2 min
12% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
25.7%

Commute Mode

Drove alone
67.4%
Carpooled
5.9%
Work from home
25.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$76,776
3% above avg
Per Capita Income
$56,846
Unemployment Rate
9.3%
93% above avg
Poverty Rate
10.0%
Labor Force Participation
44.1%

🎓 Education

Bachelor's degree+ 36.4%
Graduate degree 14.0%

👥 Demographics

Median Age 61.7
Male median age 61.7
Female median age 61.6

Frequently Asked Questions

What is the cost of living in Butler Beach, FL?

Butler Beach has a cost index of 143 (100 = national average). It is 43% above the national average.

What is average rent in Butler Beach, FL?

The median gross rent in Butler Beach is $1,682 per month based on 2023 Census data.

What is the average home price in Butler Beach?

The median home value in Butler Beach is $469,100 according to 2023 Census ACS data.

What is the median income in Butler Beach?

The median household income in Butler Beach is $76,776 per year (2023 ACS 5-year estimates).

What is the sales tax in Butler Beach, FL?

The combined state and local sales tax rate in Butler Beach is 7.0%. Florida has no state income tax.

Is Butler Beach, FL affordable?

Butler Beach is above average in cost of living, with an index of 143 — about 43% higher than the national average.