Cost of Living in St. Augustine, FL

Population 14,979 · Florida · Data vintage 2023

128
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

St. Augustine sits on the smaller end of the Florida city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Located 35 miles southeast of Jacksonville, St. Augustine falls within that metro's commuting orbit. Median home values run roughly 54% higher than Jacksonville's $266,000.

Cost Overview

Housing 134
Rent 119

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in St. Augustine

The median home value in St. Augustine is $409,200 — 34% above the national median of $305,000. Median rent runs $1,560/month, 19% higher than the national median of $1,314/month. The median household income of $80,473/year is 8% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, St. Augustine has a cost of living index of 128 versus the US average of 100, meaning it is 28% more expensive.

🏠 Housing

Median Home Value
$409,200
34% above avg
Zillow Home Value
$429,816
Zillow ZHVI
Median Rent
$1,560/mo
19% above avg
Zillow Rent
$2,110/mo
Zillow ZORI
Price-to-Rent Ratio
21.9x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 63.7%
Renter-occupied 36.3%

💰 Estimated Monthly Budget

Rent median rent
$1,560
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,174/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.3 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.1%

Commute Mode

Drove alone
63.7%
Carpooled
8.2%
Public transit
0.1%
Walked
4.1%
Bicycle
1.3%
Work from home
18.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$80,473
8% above avg
Per Capita Income
$46,355
Unemployment Rate
3.6%
25% below avg
Poverty Rate
12.7%
Labor Force Participation
56.9%

🎓 Education

Bachelor's degree+ 25.2%
Graduate degree 18.3%

👥 Demographics

Median Age 46.9
Male median age 47.3
Female median age 46.1

Frequently Asked Questions

What is the cost of living in St. Augustine, FL?

St. Augustine has a cost index of 128 (100 = national average). It is 28% above the national average.

What is average rent in St. Augustine, FL?

The median gross rent in St. Augustine is $1,560 per month based on 2023 Census data.

What is the average home price in St. Augustine?

The median home value in St. Augustine is $409,200 according to Zillow and Census data.

What is the median income in St. Augustine?

The median household income in St. Augustine is $80,473 per year (2023 ACS 5-year estimates).

What is the sales tax in St. Augustine, FL?

The combined state and local sales tax rate in St. Augustine is 7.0%. Florida has no state income tax.

Is St. Augustine, FL affordable?

St. Augustine is above average in cost of living, with an index of 128 — about 28% higher than the national average.