Cost of Living in St. Augustine Beach, FL

Population 6,819 · Florida · Data vintage 2023

168
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

St. Augustine Beach's housing market reflects its status as a high-earning metro: $590,000 for a typical home, 93% above the US median, paired with household incomes around $92,661 that put it in the upper third of the state. Unemployment has stayed elevated relative to the national figure — 8.3% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 40 miles southeast of Jacksonville, St. Augustine Beach falls within that metro's commuting orbit. Median home values run roughly 122% higher than Jacksonville's $266,000.

Cost Overview

Housing 193
Rent 129

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in St. Augustine Beach

The median home value in St. Augustine Beach is $590,100 — 93% above the national median of $305,000. Median rent runs $1,700/month, 29% higher than the national median of $1,314/month. The median household income of $92,661/year is 24% higher than the US median of $74,580. The local unemployment rate is 8.3%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, St. Augustine Beach has a cost of living index of 168 versus the US average of 100, meaning it is 68% more expensive.

🏠 Housing

Median Home Value
$590,100
93% above avg
Zillow Home Value
$631,435
Zillow ZHVI
Median Rent
$1,700/mo
29% above avg
Zillow Rent
$2,206/mo
Zillow ZORI
Price-to-Rent Ratio
28.9x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 73.4%
Renter-occupied 26.6%

💰 Estimated Monthly Budget

Rent median rent
$1,700
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,314/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.8 min
12% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.8%

Commute Mode

Drove alone
70.6%
Carpooled
3.4%
Walked
0.7%
Bicycle
4.3%
Work from home
19.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$92,661
24% above avg
Per Capita Income
$64,397
Unemployment Rate
8.3%
74% above avg
Poverty Rate
8.0%
Labor Force Participation
52.1%

🎓 Education

Bachelor's degree+ 34.1%
Graduate degree 19.8%

👥 Demographics

Median Age 55.3
Male median age 54.5
Female median age 55.8

Frequently Asked Questions

What is the cost of living in St. Augustine Beach, FL?

St. Augustine Beach has a cost index of 168 (100 = national average). It is 68% above the national average.

What is average rent in St. Augustine Beach, FL?

The median gross rent in St. Augustine Beach is $1,700 per month based on 2023 Census data.

What is the average home price in St. Augustine Beach?

The median home value in St. Augustine Beach is $590,100 according to Zillow and Census data.

What is the median income in St. Augustine Beach?

The median household income in St. Augustine Beach is $92,661 per year (2023 ACS 5-year estimates).

What is the sales tax in St. Augustine Beach, FL?

The combined state and local sales tax rate in St. Augustine Beach is 7.0%. Florida has no state income tax.

Is St. Augustine Beach, FL affordable?

St. Augustine Beach is above average in cost of living, with an index of 168 — about 68% higher than the national average.