Cost of Living in Palm Valley, FL

Population 19,775 · Florida · Data vintage 2023

182
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Palm Valley's housing market reflects its status as a high-earning metro: $646,000 for a typical home, 112% above the US median, paired with household incomes around $118,280 that put it in the upper third of the state. An unemployment rate of 2.0% points to a labor market well on the tight side of the national distribution.

Palm Valley sits roughly 20 miles southeast of Jacksonville — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 143% higher than Jacksonville's $266,000.

Cost Overview

Housing 212
Rent 137

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Palm Valley

The median home value in Palm Valley is $646,200 — 112% above the national median of $305,000. Median rent runs $1,804/month, 37% higher than the national median of $1,314/month. The median household income of $118,280/year is 59% higher than the US median of $74,580. The local unemployment rate is 2.0%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Palm Valley has a cost of living index of 182 versus the US average of 100, meaning it is 82% more expensive.

🏠 Housing

Median Home Value
$646,200
112% above avg
Median Rent
$1,804/mo
37% above avg
Price-to-Rent Ratio
29.9x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 79.3%
Renter-occupied 20.7%

💰 Estimated Monthly Budget

Rent median rent
$1,804
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,418/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.9 min
0% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
22.1%

Commute Mode

Drove alone
69.3%
Carpooled
5.2%
Walked
1.9%
Bicycle
0.8%
Work from home
22.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$118,280
59% above avg
Per Capita Income
$85,553
Unemployment Rate
2.0%
58% below avg
Poverty Rate
4.2%
Labor Force Participation
58.1%

🎓 Education

Bachelor's degree+ 43.5%
Graduate degree 24.6%

👥 Demographics

Median Age 49.9
Male median age 49.7
Female median age 50.3

Frequently Asked Questions

What is the cost of living in Palm Valley, FL?

Palm Valley has a cost index of 182 (100 = national average). It is 82% above the national average.

What is average rent in Palm Valley, FL?

The median gross rent in Palm Valley is $1,804 per month based on 2023 Census data.

What is the average home price in Palm Valley?

The median home value in Palm Valley is $646,200 according to 2023 Census ACS data.

What is the median income in Palm Valley?

The median household income in Palm Valley is $118,280 per year (2023 ACS 5-year estimates).

What is the sales tax in Palm Valley, FL?

The combined state and local sales tax rate in Palm Valley is 7.0%. Florida has no state income tax.

Is Palm Valley, FL affordable?

Palm Valley is above average in cost of living, with an index of 182 — about 82% higher than the national average.

Palm Valley at a Glance

Population
19,775
Median Income
$118,280
Home Value
$646,200
Median Rent
$1,804/mo
Unemployment
2.0%
Sales Tax
7.0%
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Explore county-level cost of living data

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