Cost of Living in Atlantic Beach, FL

Population 13,353 · Florida · Data vintage 2023

169
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Atlantic Beach sits 85% above the national median — $566,000 for the typical home — but median household incomes near $103,288 (38% above the US figure) soften the blow that similar pricing creates in lower-wage metros. An unemployment rate of 2.5% points to a labor market well on the tight side of the national distribution.

Located 15 miles east of Jacksonville, Atlantic Beach falls within that metro's commuting orbit. Median home values run roughly 113% higher than Jacksonville's $266,000.

Cost Overview

Housing 185
Rent 143

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Atlantic Beach

The median home value in Atlantic Beach is $565,500 — 85% above the national median of $305,000. Median rent runs $1,883/month, 43% higher than the national median of $1,314/month. The median household income of $103,288/year is 38% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Atlantic Beach has a cost of living index of 169 versus the US average of 100, meaning it is 69% more expensive.

🏠 Housing

Median Home Value
$565,500
85% above avg
Zillow Home Value
$692,321
Zillow ZHVI
Median Rent
$1,883/mo
43% above avg
Zillow Rent
$2,067/mo
Zillow ZORI
Price-to-Rent Ratio
25.0x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 72.5%
Renter-occupied 27.5%

💰 Estimated Monthly Budget

Rent median rent
$1,883
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,497/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.1 min
0% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.0%

Commute Mode

Drove alone
71.1%
Carpooled
5.7%
Walked
2.4%
Bicycle
1.4%
Work from home
19.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$103,288
38% above avg
Per Capita Income
$68,988
Unemployment Rate
2.5%
48% below avg
Poverty Rate
8.6%
Labor Force Participation
59.8%

🎓 Education

Bachelor's degree+ 32.4%
Graduate degree 22.8%

👥 Demographics

Median Age 49.4
Male median age 48.7
Female median age 50.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
42.7%
Good air days/yr
124
Max AQI recorded
303
PM2.5 days
62
Ozone days

Frequently Asked Questions

What is the cost of living in Atlantic Beach, FL?

Atlantic Beach has a cost index of 169 (100 = national average). It is 69% above the national average.

What is average rent in Atlantic Beach, FL?

The median gross rent in Atlantic Beach is $1,883 per month based on 2023 Census data.

What is the average home price in Atlantic Beach?

The median home value in Atlantic Beach is $565,500 according to Zillow and Census data.

What is the median income in Atlantic Beach?

The median household income in Atlantic Beach is $103,288 per year (2023 ACS 5-year estimates).

What is the sales tax in Atlantic Beach, FL?

The combined state and local sales tax rate in Atlantic Beach is 7.0%. Florida has no state income tax.

Is Atlantic Beach, FL affordable?

Atlantic Beach is above average in cost of living, with an index of 169 — about 69% higher than the national average.

Atlantic Beach at a Glance

Population
13,353
Median Income
$103,288
Home Value
$565,500
Median Rent
$1,883/mo
Unemployment
2.5%
Sales Tax
7.0%
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Explore county-level cost of living data

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