Cost of Living in Neptune Beach, FL
Population 7,199 · Florida · Data vintage 2023
(100 = US avg)
Housing in Neptune Beach sits 101% above the national median — $614,000 for the typical home — but median household incomes near $111,025 (49% above the US figure) soften the blow that similar pricing creates in lower-wage metros. An unemployment rate of 1.8% points to a labor market well on the tight side of the national distribution.
Neptune Beach sits roughly 15 miles east of Jacksonville — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 131% higher than Jacksonville's $266,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Neptune Beach
The median home value in Neptune Beach is $613,500 — 101% above the national median of $305,000. Median rent runs $1,481/month, 13% higher than the national median of $1,314/month. The median household income of $111,025/year is 49% higher than the US median of $74,580. The local unemployment rate is 1.8%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Neptune Beach has a cost of living index of 166 versus the US average of 100, meaning it is 66% more expensive.
Neptune Beach has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Neptune Beach, FL?
Neptune Beach has a cost index of 166 (100 = national average). It is 66% above the national average.
What is average rent in Neptune Beach, FL?
The median gross rent in Neptune Beach is $1,481 per month based on 2023 Census data.
What is the average home price in Neptune Beach?
The median home value in Neptune Beach is $613,500 according to Zillow and Census data.
What is the median income in Neptune Beach?
The median household income in Neptune Beach is $111,025 per year (2023 ACS 5-year estimates).
What is the sales tax in Neptune Beach, FL?
The combined state and local sales tax rate in Neptune Beach is 7.0%. Florida has no state income tax.
Is Neptune Beach, FL affordable?
Neptune Beach is above average in cost of living, with an index of 166 — about 66% higher than the national average.
Neptune Beach at a Glance
- Population
- 7,199
- Median Income
- $111,025
- Home Value
- $613,500
- Median Rent
- $1,481/mo
- Unemployment
- 1.8%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
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