Cost of Living in Jacksonville Beach, FL

Population 23,601 · Florida · Data vintage 2023

160
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Jacksonville Beach is a smaller Florida community of around 24000 residents, where median household incomes of $115,825 and housing costs ($524,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 1.7% points to a labor market well on the tight side of the national distribution.

Jacksonville Beach sits roughly 15 miles east of Jacksonville — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 97% higher than Jacksonville's $266,000.

Cost Overview

Housing 172
Rent 142

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Jacksonville Beach

The median home value in Jacksonville Beach is $523,600 — 72% above the national median of $305,000. Median rent runs $1,867/month, 42% higher than the national median of $1,314/month. The median household income of $115,825/year is 55% higher than the US median of $74,580. The local unemployment rate is 1.7%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Jacksonville Beach has a cost of living index of 160 versus the US average of 100, meaning it is 60% more expensive.

🏠 Housing

Median Home Value
$523,600
72% above avg
Zillow Home Value
$626,924
Zillow ZHVI
Median Rent
$1,867/mo
42% above avg
Zillow Rent
$2,456/mo
Zillow ZORI
Price-to-Rent Ratio
23.4x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 68.5%
Renter-occupied 31.5%

💰 Estimated Monthly Budget

Rent median rent
$1,867
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,481/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.4 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
24.3%

Commute Mode

Drove alone
65.9%
Carpooled
4.2%
Public transit
0.9%
Walked
1.1%
Bicycle
2.4%
Work from home
24.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$115,825
55% above avg
Per Capita Income
$75,574
Unemployment Rate
1.7%
64% below avg
Poverty Rate
5.8%
Labor Force Participation
69.2%

🎓 Education

Bachelor's degree+ 33.6%
Graduate degree 24.6%

👥 Demographics

Median Age 44
Male median age 42.9
Female median age 44.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
42.7%
Good air days/yr
124
Max AQI recorded
303
PM2.5 days
62
Ozone days

Frequently Asked Questions

What is the cost of living in Jacksonville Beach, FL?

Jacksonville Beach has a cost index of 160 (100 = national average). It is 60% above the national average.

What is average rent in Jacksonville Beach, FL?

The median gross rent in Jacksonville Beach is $1,867 per month based on 2023 Census data.

What is the average home price in Jacksonville Beach?

The median home value in Jacksonville Beach is $523,600 according to Zillow and Census data.

What is the median income in Jacksonville Beach?

The median household income in Jacksonville Beach is $115,825 per year (2023 ACS 5-year estimates).

What is the sales tax in Jacksonville Beach, FL?

The combined state and local sales tax rate in Jacksonville Beach is 7.0%. Florida has no state income tax.

Is Jacksonville Beach, FL affordable?

Jacksonville Beach is above average in cost of living, with an index of 160 — about 60% higher than the national average.

Jacksonville Beach at a Glance

Population
23,601
Median Income
$115,825
Home Value
$523,600
Median Rent
$1,867/mo
Unemployment
1.7%
Sales Tax
7.0%
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Explore county-level cost of living data

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