Cost of Living in Denver, CO

Population 713,734 · Colorado · Data vintage 2023

169
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Denver sits 92% above the national median — $587,000 for the typical home — but median household incomes near $91,681 (23% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Cost Overview

Housing 192
Rent 135

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Denver

The median home value in Denver is $586,700 — 92% above the national median of $305,000. Median rent runs $1,770/month, 35% higher than the national median of $1,314/month. The median household income of $91,681/year is 23% higher than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. The climate averages highs of 66.2°F and lows of 36.5°F, with about 49" of annual snowfall. Overall, Denver has a cost of living index of 169 versus the US average of 100, meaning it is 69% more expensive.

🏠 Housing

Median Home Value
$586,700
92% above avg
Zillow Home Value
$530,920
Zillow ZHVI
Median Rent
$1,770/mo
35% above avg
Zillow Rent
$1,817/mo
Zillow ZORI
Price-to-Rent Ratio
27.6x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$884
1 BR
$960
2 BR
$1,251
3 BR
$1,611
4 BR
$2,004
Owner-occupied 49.1%
Renter-occupied 50.9%

💰 Estimated Monthly Budget

Rent median rent
$1,770
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,384/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.5 min
2% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
24.4%

Commute Mode

Drove alone
57.7%
Carpooled
6.5%
Public transit
4.5%
Walked
3.9%
Bicycle
1.6%
Work from home
24.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.4%
Total Sales Tax 7.8%
State rate 2.9%
Avg local rate 4.9%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$91,681
23% above avg
Per Capita Income
$61,202
Unemployment Rate
4.6%
4% below avg
Poverty Rate
11.2%
Labor Force Participation
74.3%

🎓 Education

Bachelor's degree+ 33.8%
Graduate degree 21.9%

👥 Demographics

Median Age 35.2
Male median age 35.1
Female median age 35.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
66.2°F
Avg Low
36.5°F
Annual Precip
15.4"
Annual Snowfall
49"
10° 33° 55° 78° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 474856637284908880675546
Low °F 181927344353595748362618
Precip" 0.460.531.121.672.291.682.121.831.510.980.700.47
Snow" 6.47.68.86.21.40.00.00.00.83.97.36.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 54 — Moderate
35.9%
Good air days/yr
179
Max AQI recorded
135
PM2.5 days
166
Ozone days

Frequently Asked Questions

What is the cost of living in Denver, CO?

Denver has a cost index of 169 (100 = national average). It is 69% above the national average.

What is average rent in Denver, CO?

The median gross rent in Denver is $1,770 per month based on 2023 Census data.

What is the average home price in Denver?

The median home value in Denver is $586,700 according to Zillow and Census data.

What is the median income in Denver?

The median household income in Denver is $91,681 per year (2023 ACS 5-year estimates).

What is the sales tax in Denver, CO?

The combined state and local sales tax rate in Denver is 7.8%. The Colorado state income tax top rate is 4.4%.

Is Denver, CO affordable?

Denver is above average in cost of living, with an index of 169 — about 69% higher than the national average.

What is the weather like in Denver?

Denver has average high temperatures of 66.2°F and average lows of 36.5°F. Annual precipitation is 15.4". Average annual snowfall is 49". Data from NOAA 1991–2020 Climate Normals.