Cost of Living in Welby, CO

Population 16,232 · Colorado · Data vintage 2023

118
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Welby a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $348,000.

Located 6 miles south of Thornton, Welby falls within that metro's commuting orbit. Median home values run roughly 28% lower than Thornton's $482,000.

Cost Overview

Housing 114
Rent 125

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Welby

The median home value in Welby is $347,700 — 14% above the national median of $305,000. Median rent runs $1,640/month, 25% higher than the national median of $1,314/month. The median household income of $78,375/year is 5% higher than the US median of $74,580. The local unemployment rate is 5.2%, above the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Welby has a cost of living index of 118 versus the US average of 100, meaning it is 18% more expensive.

🏠 Housing

Median Home Value
$347,700
14% above avg
Median Rent
$1,640/mo
25% above avg
Price-to-Rent Ratio
17.7x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$884
1 BR
$960
2 BR
$1,251
3 BR
$1,611
4 BR
$2,004
Owner-occupied 74.0%
Renter-occupied 26.0%

💰 Estimated Monthly Budget

Rent median rent
$1,640
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,254/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.6 min
17% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.9%

Commute Mode

Drove alone
73.1%
Carpooled
15.0%
Public transit
1.6%
Walked
0.1%
Work from home
8.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.4%
Total Sales Tax 7.8%
State rate 2.9%
Avg local rate 4.9%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$78,375
5% above avg
Per Capita Income
$30,847
Unemployment Rate
5.2%
8% above avg
Poverty Rate
9.4%
Labor Force Participation
70.2%

🎓 Education

Bachelor's degree+ 10.7%
Graduate degree 4.0%

👥 Demographics

Median Age 33.9
Male median age 33
Female median age 34.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49%
Good air days/yr
174
Max AQI recorded
112
PM2.5 days
180
Ozone days

Frequently Asked Questions

What is the cost of living in Welby, CO?

Welby has a cost index of 118 (100 = national average). It is 18% above the national average.

What is average rent in Welby, CO?

The median gross rent in Welby is $1,640 per month based on 2023 Census data.

What is the average home price in Welby?

The median home value in Welby is $347,700 according to 2023 Census ACS data.

What is the median income in Welby?

The median household income in Welby is $78,375 per year (2023 ACS 5-year estimates).

What is the sales tax in Welby, CO?

The combined state and local sales tax rate in Welby is 7.8%. The Colorado state income tax top rate is 4.4%.

Is Welby, CO affordable?

Welby is above average in cost of living, with an index of 118 — about 18% higher than the national average.