Cost of Living in Federal Heights, CO

Population 14,160 · Colorado · Data vintage 2023

68
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Federal Heights a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $91,000. A poverty rate near 21% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Federal Heights is part of the immediate Westminster metro area — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 82% lower than Westminster's $497,000.

Cost Overview

Housing 30
Rent 126

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Federal Heights

The median home value in Federal Heights is $91,300 — 70% below the national median of $305,000. Median rent runs $1,655/month, 26% higher than the national median of $1,314/month. The median household income of $57,957/year is 22% lower than the US median of $74,580. The local unemployment rate is 4.8%, below the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Federal Heights has a cost of living index of 68 versus the US average of 100, meaning it is 32% less expensive.

🏠 Housing

Median Home Value
$91,300
70% below avg
Zillow Home Value
$393,535
Zillow ZHVI
Median Rent
$1,655/mo
26% above avg
Zillow Rent
$1,400/mo
Zillow ZORI
Price-to-Rent Ratio
4.6x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$884
1 BR
$960
2 BR
$1,251
3 BR
$1,611
4 BR
$2,004
Owner-occupied 58.7%
Renter-occupied 41.3%

💰 Estimated Monthly Budget

Rent median rent
$1,655
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,269/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.5 min
24% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.0%

Commute Mode

Drove alone
69.9%
Carpooled
21.8%
Public transit
2.3%
Walked
0.5%
Bicycle
0.2%
Work from home
5.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.4%
Total Sales Tax 7.8%
State rate 2.9%
Avg local rate 4.9%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$57,957
22% below avg
Per Capita Income
$24,708
Unemployment Rate
4.8%
0% below avg
Poverty Rate
20.8%
Labor Force Participation
68.7%

🎓 Education

Bachelor's degree+ 8.1%
Graduate degree 4.1%

👥 Demographics

Median Age 32.3
Male median age 32.9
Female median age 30.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49%
Good air days/yr
174
Max AQI recorded
112
PM2.5 days
180
Ozone days

Frequently Asked Questions

What is the cost of living in Federal Heights, CO?

Federal Heights has a cost index of 68 (100 = national average). It is 32% below the national average.

What is average rent in Federal Heights, CO?

The median gross rent in Federal Heights is $1,655 per month based on 2023 Census data.

What is the average home price in Federal Heights?

The median home value in Federal Heights is $91,300 according to Zillow and Census data.

What is the median income in Federal Heights?

The median household income in Federal Heights is $57,957 per year (2023 ACS 5-year estimates).

What is the sales tax in Federal Heights, CO?

The combined state and local sales tax rate in Federal Heights is 7.8%. The Colorado state income tax top rate is 4.4%.

Is Federal Heights, CO affordable?

Yes, Federal Heights is generally considered affordable, with a cost of living index of 68 — about 32% below the US national average of 100.

Federal Heights at a Glance

Population
14,160
Median Income
$57,957
Home Value
$91,300
Median Rent
$1,655/mo
Unemployment
4.8%
Sales Tax
7.8%
View all cities in Colorado →
🗺️ County data for Colorado

Explore county-level cost of living data

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