Cost of Living in Monte Vista, CO
Population 4,178 · Colorado · Data vintage 2023
(100 = US avg)
Monte Vista is a smaller Colorado community of around 4000 residents, where median household incomes of $49,339 and housing costs ($205,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. A poverty rate near 29% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.
Monte Vista lies roughly 95 miles southwest of the nearest major metro, Pueblo — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 11% lower than Pueblo's $231,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Monte Vista
The median home value in Monte Vista is $204,500 — 33% below the national median of $305,000. Median rent runs $657/month, 50% lower than the national median of $1,314/month. The median household income of $49,339/year is 34% lower than the US median of $74,580. The local unemployment rate is 14.7%, above the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Monte Vista has a cost of living index of 60 versus the US average of 100, meaning it is 40% less expensive.
Monte Vista has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Monte Vista, CO?
Monte Vista has a cost index of 60 (100 = national average). It is 40% below the national average.
What is average rent in Monte Vista, CO?
The median gross rent in Monte Vista is $657 per month based on 2023 Census data.
What is the average home price in Monte Vista?
The median home value in Monte Vista is $204,500 according to Zillow and Census data.
What is the median income in Monte Vista?
The median household income in Monte Vista is $49,339 per year (2023 ACS 5-year estimates).
What is the sales tax in Monte Vista, CO?
The combined state and local sales tax rate in Monte Vista is 7.8%. The Colorado state income tax top rate is 4.4%.
Is Monte Vista, CO affordable?
Yes, Monte Vista is generally considered affordable, with a cost of living index of 60 — about 40% below the US national average of 100.
Monte Vista at a Glance
- Population
- 4,178
- Median Income
- $49,339
- Home Value
- $204,500
- Median Rent
- $657/mo
- Unemployment
- 14.7%
- Sales Tax
- 7.8%
Nearby Cities
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Colorado Rankings
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