Cost of Living in Lake Charles, LA

Population 81,679 · Louisiana · Data vintage 2023

73
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Lake Charles's cost indicators track within a reasonable band of national figures, with median household incomes near $56,864 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. A poverty rate near 23% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Geographically, Lake Charles is about 55 miles east of Beaumont, the nearest large metro. Median home values run roughly 28% higher than Beaumont's $159,000.

Cost Overview

Housing 67
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lake Charles

The median home value in Lake Charles is $204,000 — 33% below the national median of $305,000. Median rent runs $1,090/month, 17% lower than the national median of $1,314/month. The median household income of $56,864/year is 24% lower than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. Louisiana's top state income tax rate is 4.3% and the combined sales tax is 9.5%. The climate averages highs of 79.3°F and lows of 60.1°F. Overall, Lake Charles has a cost of living index of 73 versus the US average of 100, meaning it is 27% less expensive.

🏠 Housing

Median Home Value
$204,000
33% below avg
Zillow Home Value
$202,230
Zillow ZHVI
Median Rent
$1,090/mo
17% below avg
Zillow Rent
$1,126/mo
Zillow ZORI
Price-to-Rent Ratio
15.6x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$816
2 BR
$988
3 BR
$1,280
4 BR
$1,513
Owner-occupied 61.1%
Renter-occupied 38.9%

💰 Estimated Monthly Budget

Rent median rent
$1,090
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,704/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.2 min
29% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.8%

Commute Mode

Drove alone
81.4%
Carpooled
9.4%
Public transit
0.1%
Walked
2.7%
Bicycle
0.3%
Work from home
4.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 4.3%
Total Sales Tax 9.5%
State rate 4.5%
Avg local rate 5.1%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$56,864
24% below avg
Per Capita Income
$35,847
Unemployment Rate
5.5%
14% above avg
Poverty Rate
23.2%
Labor Force Participation
59.8%

🎓 Education

Bachelor's degree+ 18.3%
Graduate degree 11.1%

👥 Demographics

Median Age 36.2
Male median age 34.6
Female median age 38.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
79.3°F
Avg Low
60.1°F
Annual Precip
59.8"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636773798591929389827265
Low °F 434753596774767571605145
Precip" 5.893.263.674.445.406.545.696.195.184.804.134.56

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 54 — Moderate
38.1%
Good air days/yr
133
Max AQI recorded
249
PM2.5 days
116
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
16.9:1
Student-teacher ratio
58
Public schools
31,444
Total enrollment

Frequently Asked Questions

What is the cost of living in Lake Charles, LA?

Lake Charles has a cost index of 73 (100 = national average). It is 27% below the national average.

What is average rent in Lake Charles, LA?

The median gross rent in Lake Charles is $1,090 per month based on 2023 Census data.

What is the average home price in Lake Charles?

The median home value in Lake Charles is $204,000 according to Zillow and Census data.

What is the median income in Lake Charles?

The median household income in Lake Charles is $56,864 per year (2023 ACS 5-year estimates).

What is the sales tax in Lake Charles, LA?

The combined state and local sales tax rate in Lake Charles is 9.5%. The Louisiana state income tax top rate is 4.3%.

Is Lake Charles, LA affordable?

Yes, Lake Charles is generally considered affordable, with a cost of living index of 73 — about 27% below the US national average of 100.

What is the weather like in Lake Charles?

Lake Charles has average high temperatures of 79.3°F and average lows of 60.1°F. Annual precipitation is 59.8". Data from NOAA 1991–2020 Climate Normals.

Lake Charles at a Glance

Population
81,679
Median Income
$56,864
Home Value
$204,000
Median Rent
$1,090/mo
Unemployment
5.5%
Avg High Temp
79.3°F
Sales Tax
9.5%
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