Cost of Living in Biloxi, MS
Population 49,011 · Mississippi · Data vintage 2023
(100 = US avg)
The Biloxi cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $203,000, rents near $1,051 a month. Unemployment has stayed elevated relative to the national figure — 8.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Geographically, Biloxi is about 50 miles west of Mobile, the nearest large metro. Median home values run roughly 19% higher than Mobile's $170,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Biloxi
The median home value in Biloxi is $203,200 — 33% below the national median of $305,000. Median rent runs $1,051/month, 20% lower than the national median of $1,314/month. The median household income of $55,958/year is 25% lower than the US median of $74,580. The local unemployment rate is 8.1%, above the national average of 4.8%. Mississippi's top state income tax rate is 4.7% and the combined sales tax is 7.1%. The climate averages highs of 77.3°F and lows of 59.4°F. Overall, Biloxi has a cost of living index of 72 versus the US average of 100, meaning it is 28% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 61 | 65 | 70 | 77 | 84 | 89 | 90 | 91 | 88 | 80 | 70 | 64 |
| Low °F | 42 | 46 | 52 | 58 | 66 | 73 | 75 | 75 | 71 | 60 | 49 | 45 |
| Precip" | 4.87 | 4.44 | 5.22 | 5.51 | 4.74 | 6.89 | 7.21 | 6.53 | 5.18 | 3.71 | 4.03 | 4.49 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Biloxi, MS?
Biloxi has a cost index of 72 (100 = national average). It is 28% below the national average.
What is average rent in Biloxi, MS?
The median gross rent in Biloxi is $1,051 per month based on 2023 Census data.
What is the average home price in Biloxi?
The median home value in Biloxi is $203,200 according to Zillow and Census data.
What is the median income in Biloxi?
The median household income in Biloxi is $55,958 per year (2023 ACS 5-year estimates).
What is the sales tax in Biloxi, MS?
The combined state and local sales tax rate in Biloxi is 7.1%. The Mississippi state income tax top rate is 4.7%.
Is Biloxi, MS affordable?
Yes, Biloxi is generally considered affordable, with a cost of living index of 72 — about 28% below the US national average of 100.
What is the weather like in Biloxi?
Biloxi has average high temperatures of 77.3°F and average lows of 59.4°F. Annual precipitation is 62.8". Data from NOAA 1991–2020 Climate Normals.
Biloxi at a Glance
- Population
- 49,011
- Median Income
- $55,958
- Home Value
- $203,200
- Median Rent
- $1,051/mo
- Unemployment
- 8.1%
- Avg High Temp
- 77.3°F
- Sales Tax
- 7.1%
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Explore county-level cost of living data
Mississippi Rankings
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