Cost of Living in St. Martin, MS

Population 7,797 · Mississippi · Data vintage 2023

65
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives St. Martin a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $171,000. At 7.0%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, St. Martin is about 50 miles west of Mobile, the nearest large metro. Housing prices track closely with Mobile's $170,000 median.

Cost Overview

Housing 56
Rent 79

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in St. Martin

The median home value in St. Martin is $171,300 — 44% below the national median of $305,000. Median rent runs $1,040/month, 21% lower than the national median of $1,314/month. The median household income of $53,488/year is 28% lower than the US median of $74,580. The local unemployment rate is 7.0%, above the national average of 4.8%. Mississippi's top state income tax rate is 4.7% and the combined sales tax is 7.1%. Overall, St. Martin has a cost of living index of 65 versus the US average of 100, meaning it is 35% less expensive.

🏠 Housing

Median Home Value
$171,300
44% below avg
Median Rent
$1,040/mo
21% below avg
Price-to-Rent Ratio
13.7x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$770
1 BR
$802
2 BR
$933
3 BR
$1,238
4 BR
$1,321
Owner-occupied 55.7%
Renter-occupied 44.3%

💰 Estimated Monthly Budget

Rent median rent
$1,040
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,654/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.1 min
18% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.5%

Commute Mode

Drove alone
84.7%
Carpooled
7.0%
Walked
1.8%
Work from home
6.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 4.7%
Total Sales Tax 7.1%
State rate 7.0%
Avg local rate 0.1%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$53,488
28% below avg
Per Capita Income
$25,700
Unemployment Rate
7.0%
46% above avg
Poverty Rate
12.4%
Labor Force Participation
54.2%

🎓 Education

Bachelor's degree+ 13.1%
Graduate degree 3.6%

👥 Demographics

Median Age 38.3
Male median age 36.9
Female median age 39.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
48.4%
Good air days/yr
108
Max AQI recorded
287
PM2.5 days
77
Ozone days

Frequently Asked Questions

What is the cost of living in St. Martin, MS?

St. Martin has a cost index of 65 (100 = national average). It is 35% below the national average.

What is average rent in St. Martin, MS?

The median gross rent in St. Martin is $1,040 per month based on 2023 Census data.

What is the average home price in St. Martin?

The median home value in St. Martin is $171,300 according to 2023 Census ACS data.

What is the median income in St. Martin?

The median household income in St. Martin is $53,488 per year (2023 ACS 5-year estimates).

What is the sales tax in St. Martin, MS?

The combined state and local sales tax rate in St. Martin is 7.1%. The Mississippi state income tax top rate is 4.7%.

Is St. Martin, MS affordable?

Yes, St. Martin is generally considered affordable, with a cost of living index of 65 — about 35% below the US national average of 100.

St. Martin at a Glance

Population
7,797
Median Income
$53,488
Home Value
$171,300
Median Rent
$1,040/mo
Unemployment
7.0%
Sales Tax
7.1%
View all cities in Mississippi →
🗺️ County data for Mississippi

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs