Cost of Living in Orchard City, CO

Population 3,193 · Colorado · Data vintage 2023

102
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Orchard City a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $287,000.

Located 165 miles west of Lakewood, Orchard City is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 48% lower than Lakewood's $548,000.

Cost Overview

Housing 94
Rent 115

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Orchard City

The median home value in Orchard City is $286,500 — 6% below the national median of $305,000. Median rent runs $1,511/month, 15% higher than the national median of $1,314/month. The median household income of $65,282/year is 12% lower than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Orchard City has a cost of living index of 102 versus the US average of 100, meaning it is 2% more expensive.

🏠 Housing

Median Home Value
$286,500
6% below avg
Zillow Home Value
$148,693
Zillow ZHVI
Median Rent
$1,511/mo
15% above avg
Price-to-Rent Ratio
15.8x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$884
1 BR
$960
2 BR
$1,251
3 BR
$1,611
4 BR
$2,004
Owner-occupied 83.1%
Renter-occupied 16.9%

💰 Estimated Monthly Budget

Rent median rent
$1,511
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,125/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.5 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.6%

Commute Mode

Drove alone
78.4%
Carpooled
8.0%
Walked
4.0%
Work from home
9.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.4%
Total Sales Tax 7.8%
State rate 2.9%
Avg local rate 4.9%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$65,282
12% below avg
Per Capita Income
$33,325
Unemployment Rate
4.7%
2% below avg
Poverty Rate
17.2%
Labor Force Participation
54.8%

🎓 Education

Bachelor's degree+ 12.4%
Graduate degree 7.4%

👥 Demographics

Median Age 53.9
Male median age 56.3
Female median age 50.8

Frequently Asked Questions

What is the cost of living in Orchard City, CO?

Orchard City has a cost index of 102 (100 = national average). It is 2% above the national average.

What is average rent in Orchard City, CO?

The median gross rent in Orchard City is $1,511 per month based on 2023 Census data.

What is the average home price in Orchard City?

The median home value in Orchard City is $286,500 according to Zillow and Census data.

What is the median income in Orchard City?

The median household income in Orchard City is $65,282 per year (2023 ACS 5-year estimates).

What is the sales tax in Orchard City, CO?

The combined state and local sales tax rate in Orchard City is 7.8%. The Colorado state income tax top rate is 4.4%.

Is Orchard City, CO affordable?

Orchard City is near the national average in terms of cost of living, with an index of 102 (100 = US average).

Orchard City at a Glance

Population
3,193
Median Income
$65,282
Home Value
$286,500
Median Rent
$1,511/mo
Unemployment
4.7%
Sales Tax
7.8%
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Explore county-level cost of living data

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