Cost of Living in Delta, CO

Population 9,266 · Colorado · Data vintage 2023

77
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $46,010, median household incomes in Delta land roughly 38% below the US median, a gap that tends to persist across local labor-market indicators.

Located 170 miles west of Lakewood, Delta is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 57% lower than Lakewood's $548,000.

Cost Overview

Housing 78
Rent 75

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Delta

The median home value in Delta is $238,100 — 22% below the national median of $305,000. Median rent runs $982/month, 25% lower than the national median of $1,314/month. The median household income of $46,010/year is 38% lower than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Delta has a cost of living index of 77 versus the US average of 100, meaning it is 23% less expensive.

🏠 Housing

Median Home Value
$238,100
22% below avg
Zillow Home Value
$359,207
Zillow ZHVI
Median Rent
$982/mo
25% below avg
Price-to-Rent Ratio
20.2x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$884
1 BR
$960
2 BR
$1,251
3 BR
$1,611
4 BR
$2,004
Owner-occupied 64.4%
Renter-occupied 35.6%

💰 Estimated Monthly Budget

Rent median rent
$982
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,596/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.6 min
5% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.1%

Commute Mode

Drove alone
76.0%
Carpooled
11.5%
Public transit
0.3%
Walked
2.8%
Bicycle
1.8%
Work from home
7.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.4%
Total Sales Tax 7.8%
State rate 2.9%
Avg local rate 4.9%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$46,010
38% below avg
Per Capita Income
$32,521
Unemployment Rate
4.7%
3% below avg
Poverty Rate
19.5%
Labor Force Participation
48.7%

🎓 Education

Bachelor's degree+ 15.3%
Graduate degree 5.4%

👥 Demographics

Median Age 41.9
Male median age 40.3
Female median age 43.9

Frequently Asked Questions

What is the cost of living in Delta, CO?

Delta has a cost index of 77 (100 = national average). It is 23% below the national average.

What is average rent in Delta, CO?

The median gross rent in Delta is $982 per month based on 2023 Census data.

What is the average home price in Delta?

The median home value in Delta is $238,100 according to Zillow and Census data.

What is the median income in Delta?

The median household income in Delta is $46,010 per year (2023 ACS 5-year estimates).

What is the sales tax in Delta, CO?

The combined state and local sales tax rate in Delta is 7.8%. The Colorado state income tax top rate is 4.4%.

Is Delta, CO affordable?

Yes, Delta is generally considered affordable, with a cost of living index of 77 — about 23% below the US national average of 100.