Cost of Living in Great Falls, MT

Population 60,412 · Montana · Data vintage 2023

73
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Great Falls's cost indicators track within a reasonable band of national figures, with median household incomes near $63,934 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Geographically, Great Falls lies roughly 175 miles northwest of the nearest major metro, Billings. Median home values run roughly 24% lower than Billings' $312,000.

Cost Overview

Housing 78
Rent 66

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Great Falls

The median home value in Great Falls is $237,400 — 22% below the national median of $305,000. Median rent runs $866/month, 34% lower than the national median of $1,314/month. The median household income of $63,934/year is 14% lower than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. Montana's top state income tax rate is 6.8% and the combined sales tax is 0.0%. The climate averages highs of 57.2°F and lows of 32.0°F, with about 66.1" of annual snowfall. Overall, Great Falls has a cost of living index of 73 versus the US average of 100, meaning it is 27% less expensive.

🏠 Housing

Median Home Value
$237,400
22% below avg
Zillow Home Value
$328,553
Zillow ZHVI
Median Rent
$866/mo
34% below avg
Zillow Rent
$1,340/mo
Zillow ZORI
Price-to-Rent Ratio
22.8x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$930
1 BR
$1,018
2 BR
$1,266
3 BR
$1,671
4 BR
$1,925
Owner-occupied 68.4%
Renter-occupied 31.6%

💰 Estimated Monthly Budget

Rent median rent
$866
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,480/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.2 min
40% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.6%

Commute Mode

Drove alone
79.5%
Carpooled
9.8%
Public transit
0.8%
Walked
1.3%
Bicycle
0.8%
Work from home
6.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.8%
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$63,934
14% below avg
Per Capita Income
$35,968
Unemployment Rate
3.2%
33% below avg
Poverty Rate
14.0%
Labor Force Participation
62.8%

🎓 Education

Bachelor's degree+ 17.9%
Graduate degree 10.4%

👥 Demographics

Median Age 39.3
Male median age 37.6
Female median age 41.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.2°F
Avg Low
32.0°F
Annual Precip
14.8"
Annual Snowfall
66.1"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353746556573848372574436
Low °F 151522303846515043332416
Precip" 0.550.590.681.732.432.721.231.221.331.070.680.53
Snow" 9.210.110.19.41.90.30.00.30.85.29.29.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 50 — Good
50.1%
Good air days/yr
170
Max AQI recorded
351
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

83%
4-Year Graduation Rate
15.6:1
Student-teacher ratio
19
Public schools
10,214
Total enrollment

Frequently Asked Questions

What is the cost of living in Great Falls, MT?

Great Falls has a cost index of 73 (100 = national average). It is 27% below the national average.

What is average rent in Great Falls, MT?

The median gross rent in Great Falls is $866 per month based on 2023 Census data.

What is the average home price in Great Falls?

The median home value in Great Falls is $237,400 according to Zillow and Census data.

What is the median income in Great Falls?

The median household income in Great Falls is $63,934 per year (2023 ACS 5-year estimates).

What is the sales tax in Great Falls, MT?

The combined state and local sales tax rate in Great Falls is 0.0%. The Montana state income tax top rate is 6.8%.

Is Great Falls, MT affordable?

Yes, Great Falls is generally considered affordable, with a cost of living index of 73 — about 27% below the US national average of 100.

What is the weather like in Great Falls?

Great Falls has average high temperatures of 57.2°F and average lows of 32.0°F. Annual precipitation is 14.8". Average annual snowfall is 66.1". Data from NOAA 1991–2020 Climate Normals.