Cost of Living in Tuscaloosa, AL

Population 107,699 · Alabama · Data vintage 2023

77
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Tuscaloosa lands reasonably close to national benchmarks on most cost indicators, with a median home value of $237,000 — 22% below the US figure. That makes it a useful reference point for comparing with more extreme markets in Alabama. Around 24% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Cost Overview

Housing 78
Rent 76

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Tuscaloosa

The median home value in Tuscaloosa is $236,600 — 22% below the national median of $305,000. Median rent runs $1,005/month, 24% lower than the national median of $1,314/month. The median household income of $48,536/year is 35% lower than the US median of $74,580. The local unemployment rate is 7.0%, above the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Tuscaloosa has a cost of living index of 77 versus the US average of 100, meaning it is 23% less expensive.

🏠 Housing

Median Home Value
$236,600
22% below avg
Zillow Home Value
$227,725
Zillow ZHVI
Median Rent
$1,005/mo
24% below avg
Zillow Rent
$1,489/mo
Zillow ZORI
Price-to-Rent Ratio
19.6x
Favors buying
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 45.1%
Renter-occupied 54.9%

💰 Estimated Monthly Budget

Rent median rent
$1,005
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,619/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.0 min
26% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.6%

Commute Mode

Drove alone
76.2%
Carpooled
9.8%
Public transit
1.6%
Walked
3.0%
Bicycle
0.6%
Work from home
7.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$48,536
35% below avg
Per Capita Income
$31,324
Unemployment Rate
7.0%
47% above avg
Poverty Rate
23.8%
Labor Force Participation
58.0%

🎓 Education

Bachelor's degree+ 21.3%
Graduate degree 16.8%

👥 Demographics

Median Age 28.2
Male median age 26.7
Female median age 29.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
69.9%
Good air days/yr
87
Max AQI recorded
253
PM2.5 days
112
Ozone days

Frequently Asked Questions

What is the cost of living in Tuscaloosa, AL?

Tuscaloosa has a cost index of 77 (100 = national average). It is 23% below the national average.

What is average rent in Tuscaloosa, AL?

The median gross rent in Tuscaloosa is $1,005 per month based on 2023 Census data.

What is the average home price in Tuscaloosa?

The median home value in Tuscaloosa is $236,600 according to Zillow and Census data.

What is the median income in Tuscaloosa?

The median household income in Tuscaloosa is $48,536 per year (2023 ACS 5-year estimates).

What is the sales tax in Tuscaloosa, AL?

The combined state and local sales tax rate in Tuscaloosa is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Tuscaloosa, AL affordable?

Yes, Tuscaloosa is generally considered affordable, with a cost of living index of 77 — about 23% below the US national average of 100.

Tuscaloosa at a Glance

Population
107,699
Median Income
$48,536
Home Value
$236,600
Median Rent
$1,005/mo
Unemployment
7.0%
Sales Tax
9.2%
View all cities in Alabama →
🗺️ County data for Alabama

Explore county-level cost of living data

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