Cost of Living in Holt, AL

Population 3,540 · Alabama · Data vintage 2023

52
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Holt run well below national norms — a median of $46,379 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $109,000). Unemployment has stayed elevated relative to the national figure — 11.6% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located <5 miles east of Tuscaloosa, Holt falls within that metro's commuting orbit. Median home values run roughly 54% lower than Tuscaloosa's $237,000.

Cost Overview

Housing 36
Rent 77

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Holt

The median home value in Holt is $109,300 — 64% below the national median of $305,000. Median rent runs $1,014/month, 23% lower than the national median of $1,314/month. The median household income of $46,379/year is 38% lower than the US median of $74,580. The local unemployment rate is 11.6%, above the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Holt has a cost of living index of 52 versus the US average of 100, meaning it is 48% less expensive.

🏠 Housing

Median Home Value
$109,300
64% below avg
Median Rent
$1,014/mo
23% below avg
Price-to-Rent Ratio
9.0x
Favors buying
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 63.7%
Renter-occupied 36.3%

💰 Estimated Monthly Budget

Rent median rent
$1,014
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,628/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.3 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.0%

Commute Mode

Drove alone
81.3%
Carpooled
15.5%
Walked
1.2%
Work from home
2.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$46,379
38% below avg
Per Capita Income
$20,875
Unemployment Rate
11.6%
141% above avg
Poverty Rate
18.8%
Labor Force Participation
50.5%

🎓 Education

Bachelor's degree+ 2.9%
Graduate degree 2.9%

👥 Demographics

Median Age 31.9
Male median age 30.1
Female median age 33

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
69.9%
Good air days/yr
87
Max AQI recorded
253
PM2.5 days
112
Ozone days

Frequently Asked Questions

What is the cost of living in Holt, AL?

Holt has a cost index of 52 (100 = national average). It is 48% below the national average.

What is average rent in Holt, AL?

The median gross rent in Holt is $1,014 per month based on 2023 Census data.

What is the average home price in Holt?

The median home value in Holt is $109,300 according to 2023 Census ACS data.

What is the median income in Holt?

The median household income in Holt is $46,379 per year (2023 ACS 5-year estimates).

What is the sales tax in Holt, AL?

The combined state and local sales tax rate in Holt is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Holt, AL affordable?

Yes, Holt is generally considered affordable, with a cost of living index of 52 — about 48% below the US national average of 100.

Holt at a Glance

Population
3,540
Median Income
$46,379
Home Value
$109,300
Median Rent
$1,014/mo
Unemployment
11.6%
Sales Tax
9.2%
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