Cost of Living in Terre Haute, IN
Population 58,491 · Indiana · Data vintage 2023
(100 = US avg)
At $41,960, median household incomes in Terre Haute land roughly 44% below the US median, a gap that tends to persist across local labor-market indicators. Unemployment has stayed elevated relative to the national figure — 7.7% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Terre Haute is about 70 miles west of Indianapolis city (balance), the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 47% lower than Indianapolis city (balance)'s $207,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Terre Haute
The median home value in Terre Haute is $109,500 — 64% below the national median of $305,000. Median rent runs $877/month, 33% lower than the national median of $1,314/month. The median household income of $41,960/year is 44% lower than the US median of $74,580. The local unemployment rate is 7.7%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. The climate averages highs of 63.6°F and lows of 43.4°F. Overall, Terre Haute has a cost of living index of 48 versus the US average of 100, meaning it is 52% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 37 | 42 | 53 | 65 | 75 | 83 | 86 | 85 | 79 | 67 | 53 | 41 |
| Low °F | 21 | 24 | 33 | 43 | 53 | 62 | 65 | 63 | 54 | 43 | 34 | 26 |
| Precip" | 2.60 | 2.02 | 2.92 | 4.71 | 4.71 | 4.64 | 4.34 | 2.99 | 2.93 | 3.44 | 3.05 | 2.49 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Terre Haute, IN?
Terre Haute has a cost index of 48 (100 = national average). It is 52% below the national average.
What is average rent in Terre Haute, IN?
The median gross rent in Terre Haute is $877 per month based on 2023 Census data.
What is the average home price in Terre Haute?
The median home value in Terre Haute is $109,500 according to Zillow and Census data.
What is the median income in Terre Haute?
The median household income in Terre Haute is $41,960 per year (2023 ACS 5-year estimates).
What is the sales tax in Terre Haute, IN?
The combined state and local sales tax rate in Terre Haute is 7.0%. The Indiana state income tax top rate is 3.0%.
Is Terre Haute, IN affordable?
Yes, Terre Haute is generally considered affordable, with a cost of living index of 48 — about 52% below the US national average of 100.
What is the weather like in Terre Haute?
Terre Haute has average high temperatures of 63.6°F and average lows of 43.4°F. Annual precipitation is 40.8". Data from NOAA 1991–2020 Climate Normals.
Terre Haute at a Glance
- Population
- 58,491
- Median Income
- $41,960
- Home Value
- $109,500
- Median Rent
- $877/mo
- Unemployment
- 7.7%
- Avg High Temp
- 63.6°F
- Sales Tax
- 7.0%
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Explore county-level cost of living data
Indiana Rankings
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