Cost of Living in North Terre Haute, IN

Population 4,396 · Indiana · Data vintage 2023

47
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

North Terre Haute is a smaller Indiana community of around 4000 residents, where median household incomes of $54,246 and housing costs ($136,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, North Terre Haute is about 65 miles west of Indianapolis city (balance), the nearest large metro. Median home values run roughly 34% lower than Indianapolis city (balance)'s $207,000.

Cost Overview

Housing 45
Rent 51

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in North Terre Haute

The median home value in North Terre Haute is $136,300 — 55% below the national median of $305,000. Median rent runs $666/month, 49% lower than the national median of $1,314/month. The median household income of $54,246/year is 27% lower than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. The climate averages highs of 63.6°F and lows of 43.4°F. Overall, North Terre Haute has a cost of living index of 47 versus the US average of 100, meaning it is 53% less expensive.

🏠 Housing

Median Home Value
$136,300
55% below avg
Median Rent
$666/mo
49% below avg
Price-to-Rent Ratio
17.1x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 74.3%
Renter-occupied 25.7%

💰 Estimated Monthly Budget

Rent median rent
$666
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,280/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.9 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.3%

Commute Mode

Drove alone
86.4%
Carpooled
11.3%
Work from home
2.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$54,246
27% below avg
Per Capita Income
$34,258
Unemployment Rate
3.4%
29% below avg
Poverty Rate
14.3%
Labor Force Participation
57.0%

🎓 Education

Bachelor's degree+ 16.6%
Graduate degree 5.1%

👥 Demographics

Median Age 52.1
Male median age 45.1
Female median age 57.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.6°F
Avg Low
43.4°F
Annual Precip
40.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 374253657583868579675341
Low °F 212433435362656354433426
Precip" 2.602.022.924.714.714.644.342.992.933.443.052.49

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49.9%
Good air days/yr
232
Max AQI recorded
221
PM2.5 days
144
Ozone days

Frequently Asked Questions

What is the cost of living in North Terre Haute, IN?

North Terre Haute has a cost index of 47 (100 = national average). It is 53% below the national average.

What is average rent in North Terre Haute, IN?

The median gross rent in North Terre Haute is $666 per month based on 2023 Census data.

What is the average home price in North Terre Haute?

The median home value in North Terre Haute is $136,300 according to 2023 Census ACS data.

What is the median income in North Terre Haute?

The median household income in North Terre Haute is $54,246 per year (2023 ACS 5-year estimates).

What is the sales tax in North Terre Haute, IN?

The combined state and local sales tax rate in North Terre Haute is 7.0%. The Indiana state income tax top rate is 3.0%.

Is North Terre Haute, IN affordable?

Yes, North Terre Haute is generally considered affordable, with a cost of living index of 47 — about 53% below the US national average of 100.

What is the weather like in North Terre Haute?

North Terre Haute has average high temperatures of 63.6°F and average lows of 43.4°F. Annual precipitation is 40.8". Data from NOAA 1991–2020 Climate Normals.

North Terre Haute at a Glance

Population
4,396
Median Income
$54,246
Home Value
$136,300
Median Rent
$666/mo
Unemployment
3.4%
Avg High Temp
63.6°F
Sales Tax
7.0%
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