Cost of Living in Greencastle, IN

Population 9,863 · Indiana · Data vintage 2023

58
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Greencastle a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $154,000. The labor market has been unusually tight, with unemployment around 1.6% — below most comparable cities in the state.

Greencastle is about 40 miles west of Indianapolis city (balance), the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 26% lower than Indianapolis city (balance)'s $207,000.

Cost Overview

Housing 50
Rent 69

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Greencastle

The median home value in Greencastle is $154,000 — 50% below the national median of $305,000. Median rent runs $904/month, 31% lower than the national median of $1,314/month. The median household income of $54,217/year is 27% lower than the US median of $74,580. The local unemployment rate is 1.6%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Greencastle has a cost of living index of 58 versus the US average of 100, meaning it is 42% less expensive.

🏠 Housing

Median Home Value
$154,000
50% below avg
Zillow Home Value
$238,414
Zillow ZHVI
Median Rent
$904/mo
31% below avg
Zillow Rent
$1,143/mo
Zillow ZORI
Price-to-Rent Ratio
14.2x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 41.1%
Renter-occupied 58.9%

💰 Estimated Monthly Budget

Rent median rent
$904
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,518/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.8 min
23% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.0%

Commute Mode

Drove alone
66.7%
Carpooled
8.2%
Walked
13.4%
Work from home
11.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$54,217
27% below avg
Per Capita Income
$26,642
Unemployment Rate
1.6%
67% below avg
Poverty Rate
8.7%
Labor Force Participation
59.7%

🎓 Education

Bachelor's degree+ 14.3%
Graduate degree 11.4%

👥 Demographics

Median Age 28.7
Male median age 27.5
Female median age 29.8

🏫 Schools

NCES CCD 2019 — public school district data

93.9%
4-Year Graduation Rate
15:1
Student-teacher ratio
9
Public schools
2,958
Total enrollment

Frequently Asked Questions

What is the cost of living in Greencastle, IN?

Greencastle has a cost index of 58 (100 = national average). It is 42% below the national average.

What is average rent in Greencastle, IN?

The median gross rent in Greencastle is $904 per month based on 2023 Census data.

What is the average home price in Greencastle?

The median home value in Greencastle is $154,000 according to Zillow and Census data.

What is the median income in Greencastle?

The median household income in Greencastle is $54,217 per year (2023 ACS 5-year estimates).

What is the sales tax in Greencastle, IN?

The combined state and local sales tax rate in Greencastle is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Greencastle, IN affordable?

Yes, Greencastle is generally considered affordable, with a cost of living index of 58 — about 42% below the US national average of 100.

Greencastle at a Glance

Population
9,863
Median Income
$54,217
Home Value
$154,000
Median Rent
$904/mo
Unemployment
1.6%
Sales Tax
7.0%
View all cities in Indiana →
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Explore county-level cost of living data

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