Cost of Living in Clarksville, TN

Population 171,897 · Tennessee · Data vintage 2023

83
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Clarksville's cost indicators track within a reasonable band of national figures, with median household incomes near $66,786 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. Unemployment has stayed elevated relative to the national figure — 6.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Cost Overview

Housing 77
Rent 92

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Clarksville

The median home value in Clarksville is $236,100 — 23% below the national median of $305,000. Median rent runs $1,215/month, 8% lower than the national median of $1,314/month. The median household income of $66,786/year is 10% lower than the US median of $74,580. The local unemployment rate is 6.0%, above the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 69.1°F and lows of 47.7°F. Overall, Clarksville has a cost of living index of 83 versus the US average of 100, meaning it is 17% less expensive.

🏠 Housing

Median Home Value
$236,100
23% below avg
Zillow Home Value
$316,024
Zillow ZHVI
Median Rent
$1,215/mo
8% below avg
Zillow Rent
$1,375/mo
Zillow ZORI
Price-to-Rent Ratio
16.2x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 56.6%
Renter-occupied 43.4%

💰 Estimated Monthly Budget

Rent median rent
$1,215
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,829/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.4 min
5% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.1%

Commute Mode

Drove alone
81.0%
Carpooled
8.7%
Public transit
0.5%
Walked
1.2%
Bicycle
0.0%
Work from home
7.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$66,786
10% below avg
Per Capita Income
$31,266
Unemployment Rate
6.0%
25% above avg
Poverty Rate
12.8%
Labor Force Participation
67.7%

🎓 Education

Bachelor's degree+ 18.9%
Graduate degree 11.6%

👥 Demographics

Median Age 30.4
Male median age 29.6
Female median age 31.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.1°F
Avg Low
47.7°F
Annual Precip
47.2"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 465160707886898982725949
Low °F 283138475764686659473731
Precip" 3.283.874.324.554.903.653.742.903.474.134.044.36

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 36 — Good
77.2%
Good air days/yr
105
Max AQI recorded
351
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

94%
4-Year Graduation Rate
16.9:1
Student-teacher ratio
39
Public schools
36,582
Total enrollment

Frequently Asked Questions

What is the cost of living in Clarksville, TN?

Clarksville has a cost index of 83 (100 = national average). It is 17% below the national average.

What is average rent in Clarksville, TN?

The median gross rent in Clarksville is $1,215 per month based on 2023 Census data.

What is the average home price in Clarksville?

The median home value in Clarksville is $236,100 according to Zillow and Census data.

What is the median income in Clarksville?

The median household income in Clarksville is $66,786 per year (2023 ACS 5-year estimates).

What is the sales tax in Clarksville, TN?

The combined state and local sales tax rate in Clarksville is 9.6%. Tennessee has no state income tax.

Is Clarksville, TN affordable?

Yes, Clarksville is generally considered affordable, with a cost of living index of 83 — about 17% below the US national average of 100.

What is the weather like in Clarksville?

Clarksville has average high temperatures of 69.1°F and average lows of 47.7°F. Annual precipitation is 47.2". Data from NOAA 1991–2020 Climate Normals.

Clarksville at a Glance

Population
171,897
Median Income
$66,786
Home Value
$236,100
Median Rent
$1,215/mo
Unemployment
6.0%
Avg High Temp
69.1°F
Sales Tax
9.6%
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