Cost of Living in Ashland City, TN

Population 5,318 · Tennessee · Data vintage 2023

92
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ashland City sits on the smaller end of the Tennessee city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Ashland City sits roughly 15 miles west of Nashville-Davidson — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 32% lower than Nashville-Davidson's $383,000.

Cost Overview

Housing 85
Rent 101

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ashland City

The median home value in Ashland City is $259,900 — 15% below the national median of $305,000. Median rent runs $1,333/month, 1% higher than the national median of $1,314/month. The median household income of $73,921/year is 1% lower than the US median of $74,580. The local unemployment rate is 5.6%, above the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 71.6°F and lows of 50.1°F, with about 4.7" of annual snowfall. Overall, Ashland City has a cost of living index of 92 versus the US average of 100, meaning it is 8% less expensive.

🏠 Housing

Median Home Value
$259,900
15% below avg
Zillow Home Value
$341,797
Zillow ZHVI
Median Rent
$1,333/mo
1% above avg
Zillow Rent
$1,651/mo
Zillow ZORI
Price-to-Rent Ratio
16.2x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 61.7%
Renter-occupied 38.3%

💰 Estimated Monthly Budget

Rent median rent
$1,333
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,947/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.0 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.5%

Commute Mode

Drove alone
72.9%
Carpooled
13.4%
Walked
0.0%
Work from home
9.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$73,921
1% below avg
Per Capita Income
$42,340
Unemployment Rate
5.6%
16% above avg
Poverty Rate
10.8%
Labor Force Participation
66.1%

🎓 Education

Bachelor's degree+ 12.9%
Graduate degree 9.4%

👥 Demographics

Median Age 41.5
Male median age 40.4
Female median age 42.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
71.6°F
Avg Low
50.1°F
Annual Precip
50.5"
Annual Snowfall
4.7"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 495463738088919084746152
Low °F 303340495866716962503933
Precip" 4.024.474.524.725.024.364.163.793.803.363.864.43
Snow" 2.01.50.70.00.00.00.00.00.00.00.10.4

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
16.2:1
Student-teacher ratio
13
Public schools
6,037
Total enrollment

Frequently Asked Questions

What is the cost of living in Ashland City, TN?

Ashland City has a cost index of 92 (100 = national average). It is 8% below the national average.

What is average rent in Ashland City, TN?

The median gross rent in Ashland City is $1,333 per month based on 2023 Census data.

What is the average home price in Ashland City?

The median home value in Ashland City is $259,900 according to Zillow and Census data.

What is the median income in Ashland City?

The median household income in Ashland City is $73,921 per year (2023 ACS 5-year estimates).

What is the sales tax in Ashland City, TN?

The combined state and local sales tax rate in Ashland City is 9.6%. Tennessee has no state income tax.

Is Ashland City, TN affordable?

Ashland City is near the national average in terms of cost of living, with an index of 92 (100 = US average).

What is the weather like in Ashland City?

Ashland City has average high temperatures of 71.6°F and average lows of 50.1°F. Annual precipitation is 50.5". Average annual snowfall is 4.7". Data from NOAA 1991–2020 Climate Normals.

Ashland City at a Glance

Population
5,318
Median Income
$73,921
Home Value
$259,900
Median Rent
$1,333/mo
Unemployment
5.6%
Avg High Temp
71.6°F
Sales Tax
9.6%
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