Cost of Living in Helena Valley Northwest, MT

Population 5,070 · Montana · Data vintage 2023

120
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Small, well-paid, and production-driven — Helena Valley Northwest sits at the intersection of rural Montana and the state's energy economy. Median household incomes near $101,278 reflect that wage base, while housing costs track the smaller-town baseline. An unemployment rate of 2.2% points to a labor market well on the tight side of the national distribution.

Located 180 miles west of Billings, Helena Valley Northwest is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 15% higher than Billings' $312,000.

Cost Overview

Housing 118
Rent 125

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Helena Valley Northwest

The median home value in Helena Valley Northwest is $358,600 — 18% above the national median of $305,000. Median rent runs $1,640/month, 25% higher than the national median of $1,314/month. The median household income of $101,278/year is 36% higher than the US median of $74,580. The local unemployment rate is 2.2%, below the national average of 4.8%. Montana's top state income tax rate is 6.8% and the combined sales tax is 0.0%. The climate averages highs of 57.7°F and lows of 33.4°F, with about 37.2" of annual snowfall. Overall, Helena Valley Northwest has a cost of living index of 120 versus the US average of 100, meaning it is 20% more expensive.

🏠 Housing

Median Home Value
$358,600
18% above avg
Median Rent
$1,640/mo
25% above avg
Price-to-Rent Ratio
18.2x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$930
1 BR
$1,018
2 BR
$1,266
3 BR
$1,671
4 BR
$1,925
Owner-occupied 94.1%
Renter-occupied 5.9%

💰 Estimated Monthly Budget

Rent median rent
$1,640
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,254/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.5 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.2%

Commute Mode

Drove alone
66.2%
Carpooled
25.9%
Walked
0.3%
Work from home
6.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.8%
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$101,278
36% above avg
Per Capita Income
$35,009
Unemployment Rate
2.2%
55% below avg
Poverty Rate
2.5%
Labor Force Participation
67.8%

🎓 Education

Bachelor's degree+ 31.2%
Graduate degree 5.8%

👥 Demographics

Median Age 35.8
Male median age 39
Female median age 33.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.7°F
Avg Low
33.4°F
Annual Precip
11.4"
Annual Snowfall
37.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323748576675868573584333
Low °F 141725324249555345342314
Precip" 0.390.420.521.021.952.211.061.040.960.780.590.46
Snow" 6.66.64.62.90.10.00.00.30.22.85.47.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
65.8%
Good air days/yr
165
Max AQI recorded
182
PM2.5 days
183
Ozone days

Frequently Asked Questions

What is the cost of living in Helena Valley Northwest, MT?

Helena Valley Northwest has a cost index of 120 (100 = national average). It is 20% above the national average.

What is average rent in Helena Valley Northwest, MT?

The median gross rent in Helena Valley Northwest is $1,640 per month based on 2023 Census data.

What is the average home price in Helena Valley Northwest?

The median home value in Helena Valley Northwest is $358,600 according to 2023 Census ACS data.

What is the median income in Helena Valley Northwest?

The median household income in Helena Valley Northwest is $101,278 per year (2023 ACS 5-year estimates).

What is the sales tax in Helena Valley Northwest, MT?

The combined state and local sales tax rate in Helena Valley Northwest is 0.0%. The Montana state income tax top rate is 6.8%.

Is Helena Valley Northwest, MT affordable?

Helena Valley Northwest is above average in cost of living, with an index of 120 — about 20% higher than the national average.

What is the weather like in Helena Valley Northwest?

Helena Valley Northwest has average high temperatures of 57.7°F and average lows of 33.4°F. Annual precipitation is 11.4". Average annual snowfall is 37.2". Data from NOAA 1991–2020 Climate Normals.

Helena Valley Northwest at a Glance

Population
5,070
Median Income
$101,278
Home Value
$358,600
Median Rent
$1,640/mo
Unemployment
2.2%
Avg High Temp
57.7°F
Sales Tax
0.0%
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