Cost of Living in Helena Valley West Central, MT

Population 8,224 · Montana · Data vintage 2023

107
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Helena Valley West Central's economy is tied closely to the extraction industries that dominate much of Montana. Median household incomes of $89,040 run at or above national figures despite the small population — a direct signal of the wage premium that mining, oil, and gas employers pay. Home values of $353,000 keep the overall cost equation favorable.

Geographically, Helena Valley West Central lies roughly 180 miles west of the nearest major metro, Billings. Median home values run roughly 13% higher than Billings' $312,000.

Cost Overview

Housing 116
Rent 93

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Helena Valley West Central

The median home value in Helena Valley West Central is $352,800 — 16% above the national median of $305,000. Median rent runs $1,225/month, 7% lower than the national median of $1,314/month. The median household income of $89,040/year is 19% higher than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Montana's top state income tax rate is 6.8% and the combined sales tax is 0.0%. The climate averages highs of 57.7°F and lows of 33.4°F, with about 37.2" of annual snowfall. Overall, Helena Valley West Central has a cost of living index of 107 versus the US average of 100, meaning it is 7% more expensive.

🏠 Housing

Median Home Value
$352,800
16% above avg
Median Rent
$1,225/mo
7% below avg
Price-to-Rent Ratio
24.0x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$930
1 BR
$1,018
2 BR
$1,266
3 BR
$1,671
4 BR
$1,925
Owner-occupied 82.2%
Renter-occupied 17.8%

💰 Estimated Monthly Budget

Rent median rent
$1,225
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,839/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.9 min
23% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.3%

Commute Mode

Drove alone
78.8%
Carpooled
7.8%
Public transit
0.1%
Walked
0.9%
Work from home
10.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.8%
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$89,040
19% above avg
Per Capita Income
$39,432
Unemployment Rate
4.6%
5% below avg
Poverty Rate
4.9%
Labor Force Participation
64.8%

🎓 Education

Bachelor's degree+ 25.3%
Graduate degree 14.5%

👥 Demographics

Median Age 39.4
Male median age 39.2
Female median age 39.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.7°F
Avg Low
33.4°F
Annual Precip
11.4"
Annual Snowfall
37.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323748576675868573584333
Low °F 141725324249555345342314
Precip" 0.390.420.521.021.952.211.061.040.960.780.590.46
Snow" 6.66.64.62.90.10.00.00.30.22.85.47.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
65.8%
Good air days/yr
165
Max AQI recorded
182
PM2.5 days
183
Ozone days

Frequently Asked Questions

What is the cost of living in Helena Valley West Central, MT?

Helena Valley West Central has a cost index of 107 (100 = national average). It is 7% above the national average.

What is average rent in Helena Valley West Central, MT?

The median gross rent in Helena Valley West Central is $1,225 per month based on 2023 Census data.

What is the average home price in Helena Valley West Central?

The median home value in Helena Valley West Central is $352,800 according to 2023 Census ACS data.

What is the median income in Helena Valley West Central?

The median household income in Helena Valley West Central is $89,040 per year (2023 ACS 5-year estimates).

What is the sales tax in Helena Valley West Central, MT?

The combined state and local sales tax rate in Helena Valley West Central is 0.0%. The Montana state income tax top rate is 6.8%.

Is Helena Valley West Central, MT affordable?

Helena Valley West Central is near the national average in terms of cost of living, with an index of 107 (100 = US average).

What is the weather like in Helena Valley West Central?

Helena Valley West Central has average high temperatures of 57.7°F and average lows of 33.4°F. Annual precipitation is 11.4". Average annual snowfall is 37.2". Data from NOAA 1991–2020 Climate Normals.

Helena Valley West Central at a Glance

Population
8,224
Median Income
$89,040
Home Value
$352,800
Median Rent
$1,225/mo
Unemployment
4.6%
Avg High Temp
57.7°F
Sales Tax
0.0%
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