Cost of Living in Rocky Ford, CO

Population 3,843 · Colorado · Data vintage 2023

48
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Rocky Ford's median household income of $35,658 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (40% here). At 7.4%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Rocky Ford is about 50 miles east of Pueblo, the nearest large metro. Median home values run roughly 45% lower than Pueblo's $231,000.

Cost Overview

Housing 41
Rent 58

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rocky Ford

The median home value in Rocky Ford is $126,100 — 59% below the national median of $305,000. Median rent runs $756/month, 42% lower than the national median of $1,314/month. The median household income of $35,658/year is 52% lower than the US median of $74,580. The local unemployment rate is 7.4%, above the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Rocky Ford has a cost of living index of 48 versus the US average of 100, meaning it is 52% less expensive.

🏠 Housing

Median Home Value
$126,100
59% below avg
Zillow Home Value
$231,627
Zillow ZHVI
Median Rent
$756/mo
42% below avg
Price-to-Rent Ratio
13.9x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$884
1 BR
$960
2 BR
$1,251
3 BR
$1,611
4 BR
$2,004
Owner-occupied 65.7%
Renter-occupied 34.3%

💰 Estimated Monthly Budget

Rent median rent
$756
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,370/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.8 min
27% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.1%

Commute Mode

Drove alone
79.1%
Carpooled
11.9%
Walked
1.9%
Work from home
2.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.4%
Total Sales Tax 7.8%
State rate 2.9%
Avg local rate 4.9%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$35,658
52% below avg
Per Capita Income
$18,222
Unemployment Rate
7.4%
54% above avg
Poverty Rate
40.2%
Labor Force Participation
49.0%

🎓 Education

Bachelor's degree+ 9.1%
Graduate degree 2.8%

👥 Demographics

Median Age 32
Male median age 27.8
Female median age 41.3

Frequently Asked Questions

What is the cost of living in Rocky Ford, CO?

Rocky Ford has a cost index of 48 (100 = national average). It is 52% below the national average.

What is average rent in Rocky Ford, CO?

The median gross rent in Rocky Ford is $756 per month based on 2023 Census data.

What is the average home price in Rocky Ford?

The median home value in Rocky Ford is $126,100 according to Zillow and Census data.

What is the median income in Rocky Ford?

The median household income in Rocky Ford is $35,658 per year (2023 ACS 5-year estimates).

What is the sales tax in Rocky Ford, CO?

The combined state and local sales tax rate in Rocky Ford is 7.8%. The Colorado state income tax top rate is 4.4%.

Is Rocky Ford, CO affordable?

Yes, Rocky Ford is generally considered affordable, with a cost of living index of 48 — about 52% below the US national average of 100.

Rocky Ford at a Glance

Population
3,843
Median Income
$35,658
Home Value
$126,100
Median Rent
$756/mo
Unemployment
7.4%
Sales Tax
7.8%
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