Cost of Living in Harlingen, TX

Population 71,669 · Texas · Data vintage 2023

52
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Harlingen's cost indicators track within a reasonable band of national figures, with median household incomes near $55,891 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. Around 25% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Located 20 miles northwest of Brownsville, Harlingen falls within that metro's commuting orbit. Housing prices track closely with Brownsville's $122,000 median.

Cost Overview

Housing 41
Rent 68

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Harlingen

The median home value in Harlingen is $125,700 — 59% below the national median of $305,000. Median rent runs $893/month, 32% lower than the national median of $1,314/month. The median household income of $55,891/year is 25% lower than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 85.6°F and lows of 64.3°F. Overall, Harlingen has a cost of living index of 52 versus the US average of 100, meaning it is 48% less expensive.

🏠 Housing

Median Home Value
$125,700
59% below avg
Zillow Home Value
$195,233
Zillow ZHVI
Median Rent
$893/mo
32% below avg
Zillow Rent
$1,125/mo
Zillow ZORI
Price-to-Rent Ratio
11.7x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 57.4%
Renter-occupied 42.6%

💰 Estimated Monthly Budget

Rent median rent
$893
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,507/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.4 min
28% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.1%

Commute Mode

Drove alone
78.8%
Carpooled
9.4%
Public transit
0.1%
Walked
1.1%
Bicycle
0.3%
Work from home
9.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$55,891
25% below avg
Per Capita Income
$26,217
Unemployment Rate
5.1%
6% above avg
Poverty Rate
24.6%
Labor Force Participation
58.2%

🎓 Education

Bachelor's degree+ 13.7%
Graduate degree 8.0%

👥 Demographics

Median Age 33.2
Male median age 31.7
Female median age 35.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
85.6°F
Avg Low
64.3°F
Annual Precip
24"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 727681879195969792887973
Low °F 505459657175757573665752
Precip" 1.050.731.311.462.502.261.761.925.312.711.811.22

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 54 — Moderate
44.1%
Good air days/yr
141
Max AQI recorded
262
PM2.5 days
103
Ozone days

Frequently Asked Questions

What is the cost of living in Harlingen, TX?

Harlingen has a cost index of 52 (100 = national average). It is 48% below the national average.

What is average rent in Harlingen, TX?

The median gross rent in Harlingen is $893 per month based on 2023 Census data.

What is the average home price in Harlingen?

The median home value in Harlingen is $125,700 according to Zillow and Census data.

What is the median income in Harlingen?

The median household income in Harlingen is $55,891 per year (2023 ACS 5-year estimates).

What is the sales tax in Harlingen, TX?

The combined state and local sales tax rate in Harlingen is 8.2%. Texas has no state income tax.

Is Harlingen, TX affordable?

Yes, Harlingen is generally considered affordable, with a cost of living index of 52 — about 48% below the US national average of 100.

What is the weather like in Harlingen?

Harlingen has average high temperatures of 85.6°F and average lows of 64.3°F. Annual precipitation is 24". Data from NOAA 1991–2020 Climate Normals.

Harlingen at a Glance

Population
71,669
Median Income
$55,891
Home Value
$125,700
Median Rent
$893/mo
Unemployment
5.1%
Avg High Temp
85.6°F
Sales Tax
8.2%
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