Cost of Living in Mercedes, TX

Population 16,449 · Texas · Data vintage 2023

42
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Mercedes run well below national norms — a median of $41,753 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $108,000). At 8.3%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Mercedes sits roughly 20 miles southeast of Edinburg — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 38% lower than Edinburg's $175,000.

Cost Overview

Housing 35
Rent 51

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mercedes

The median home value in Mercedes is $107,700 — 65% below the national median of $305,000. Median rent runs $676/month, 49% lower than the national median of $1,314/month. The median household income of $41,753/year is 44% lower than the US median of $74,580. The local unemployment rate is 8.3%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 85.6°F and lows of 64.3°F. Overall, Mercedes has a cost of living index of 42 versus the US average of 100, meaning it is 58% less expensive.

🏠 Housing

Median Home Value
$107,700
65% below avg
Zillow Home Value
$140,307
Zillow ZHVI
Median Rent
$676/mo
49% below avg
Price-to-Rent Ratio
13.3x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 64.4%
Renter-occupied 35.6%

💰 Estimated Monthly Budget

Rent median rent
$676
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,290/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.9 min
26% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.8%

Commute Mode

Drove alone
72.4%
Carpooled
10.8%
Public transit
0.9%
Walked
1.1%
Work from home
8.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$41,753
44% below avg
Per Capita Income
$18,376
Unemployment Rate
8.3%
72% above avg
Poverty Rate
31.5%
Labor Force Participation
55.1%

🎓 Education

Bachelor's degree+ 9.4%
Graduate degree 5.4%

👥 Demographics

Median Age 31.4
Male median age 27.7
Female median age 33.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
85.6°F
Avg Low
64.3°F
Annual Precip
24"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 727681879195969792887973
Low °F 505459657175757573665752
Precip" 1.050.731.311.462.502.261.761.925.312.711.811.22

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
57.7%
Good air days/yr
95
Max AQI recorded
338
PM2.5 days
19
Ozone days

Frequently Asked Questions

What is the cost of living in Mercedes, TX?

Mercedes has a cost index of 42 (100 = national average). It is 58% below the national average.

What is average rent in Mercedes, TX?

The median gross rent in Mercedes is $676 per month based on 2023 Census data.

What is the average home price in Mercedes?

The median home value in Mercedes is $107,700 according to Zillow and Census data.

What is the median income in Mercedes?

The median household income in Mercedes is $41,753 per year (2023 ACS 5-year estimates).

What is the sales tax in Mercedes, TX?

The combined state and local sales tax rate in Mercedes is 8.2%. Texas has no state income tax.

Is Mercedes, TX affordable?

Yes, Mercedes is generally considered affordable, with a cost of living index of 42 — about 58% below the US national average of 100.

What is the weather like in Mercedes?

Mercedes has average high temperatures of 85.6°F and average lows of 64.3°F. Annual precipitation is 24". Data from NOAA 1991–2020 Climate Normals.

Mercedes at a Glance

Population
16,449
Median Income
$41,753
Home Value
$107,700
Median Rent
$676/mo
Unemployment
8.3%
Avg High Temp
85.6°F
Sales Tax
8.2%
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