Cost of Living in Ashford, CT

Population 4,220 · Connecticut · Data vintage 2023

99
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Ashford a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $315,000. Unemployment has stayed elevated relative to the national figure — 7.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Ashford sits roughly 25 miles southeast of Springfield. Median home values run roughly 42% higher than Springfield's $223,000.

Cost Overview

Housing 103
Rent 94

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ashford

The median home value in Ashford is $315,400 — 3% above the national median of $305,000. Median rent runs $1,230/month, 6% lower than the national median of $1,314/month. The median household income of $129,219/year is 73% higher than the US median of $74,580. The local unemployment rate is 7.4%, above the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. The climate averages highs of 60.2°F and lows of 39.6°F. Overall, Ashford has a cost of living index of 99 versus the US average of 100, meaning it is 1% less expensive.

🏠 Housing

Median Home Value
$315,400
3% above avg
Median Rent
$1,230/mo
6% below avg
Price-to-Rent Ratio
21.4x
Favors renting
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,135
1 BR
$1,220
2 BR
$1,600
3 BR
$1,958
4 BR
$2,344
Owner-occupied 80.8%
Renter-occupied 19.2%

💰 Estimated Monthly Budget

Rent median rent
$1,230
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,844/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.1 min
30% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.8%

Commute Mode

Drove alone
72.2%
Carpooled
6.7%
Walked
1.9%
Work from home
17.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$129,219
73% above avg
Per Capita Income
$60,903
Unemployment Rate
7.4%
53% above avg
Poverty Rate
4.8%
Labor Force Participation
50.5%

🎓 Education

Bachelor's degree+ 18.6%
Graduate degree 21.4%

👥 Demographics

Median Age 37.9
Male median age 37.8
Female median age 39.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.2°F
Avg Low
39.6°F
Annual Precip
43.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 363947597078838174635241
Low °F 181927374756626052413124
Precip" 3.202.663.953.973.403.872.664.374.113.833.553.68

Frequently Asked Questions

What is the cost of living in Ashford, CT?

Ashford has a cost index of 99 (100 = national average). It is 1% below the national average.

What is average rent in Ashford, CT?

The median gross rent in Ashford is $1,230 per month based on 2023 Census data.

What is the average home price in Ashford?

The median home value in Ashford is $315,400 according to 2023 Census ACS data.

What is the median income in Ashford?

The median household income in Ashford is $129,219 per year (2023 ACS 5-year estimates).

What is the sales tax in Ashford, CT?

The combined state and local sales tax rate in Ashford is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Ashford, CT affordable?

Ashford is near the national average in terms of cost of living, with an index of 99 (100 = US average).

What is the weather like in Ashford?

Ashford has average high temperatures of 60.2°F and average lows of 39.6°F. Annual precipitation is 43.2". Data from NOAA 1991–2020 Climate Normals.

Ashford at a Glance

Population
4,220
Median Income
$129,219
Home Value
$315,400
Median Rent
$1,230/mo
Unemployment
7.4%
Avg High Temp
60.2°F
Sales Tax
6.3%
View all cities in Connecticut →
🗺️ County data for Connecticut

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs