Cost of Living in Middlefield, CT

Population 4,236 · Connecticut · Data vintage 2023

180
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Middlefield is a smaller Connecticut community of around 4000 residents, where median household incomes of $113,750 and housing costs ($371,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Rent burden runs high: typical rents of $3,501/month consume roughly 37% of median household income, past the 30% threshold most affordability frameworks flag as strained.

Geographically, Middlefield sits roughly 15 miles east of Waterbury. Median home values run roughly 100% higher than Waterbury's $185,000.

Cost Overview

Housing 122
Rent 266

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Middlefield

The median home value in Middlefield is $371,400 — 22% above the national median of $305,000. Median rent runs $3,501/month, 166% higher than the national median of $1,314/month. The median household income of $113,750/year is 53% higher than the US median of $74,580. The local unemployment rate is 1.3%, below the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. The climate averages highs of 61.0°F and lows of 40.4°F. Overall, Middlefield has a cost of living index of 180 versus the US average of 100, meaning it is 80% more expensive.

🏠 Housing

Median Home Value
$371,400
22% above avg
Median Rent
$3,501/mo
166% above avg
Price-to-Rent Ratio
8.8x
Favors buying
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,133
1 BR
$1,306
2 BR
$1,653
3 BR
$1,992
4 BR
$2,363
Owner-occupied 85.4%
Renter-occupied 14.6%

💰 Estimated Monthly Budget

Rent median rent
$3,501
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $4,115/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.5 min
6% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.7%

Commute Mode

Drove alone
80.1%
Carpooled
5.5%
Public transit
1.5%
Walked
0.5%
Bicycle
0.4%
Work from home
11.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$113,750
53% above avg
Per Capita Income
$59,402
Unemployment Rate
1.3%
73% below avg
Poverty Rate
6.2%
Labor Force Participation
53.7%

🎓 Education

Bachelor's degree+ 21.6%
Graduate degree 21.1%

👥 Demographics

Median Age 50.5
Male median age 49.9
Female median age 51.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.0°F
Avg Low
40.4°F
Annual Precip
44.9"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 373948607079848275645242
Low °F 192028384857636154423225
Precip" 3.052.934.054.133.484.053.383.544.284.493.364.12

Frequently Asked Questions

What is the cost of living in Middlefield, CT?

Middlefield has a cost index of 180 (100 = national average). It is 80% above the national average.

What is average rent in Middlefield, CT?

The median gross rent in Middlefield is $3,501 per month based on 2023 Census data.

What is the average home price in Middlefield?

The median home value in Middlefield is $371,400 according to 2023 Census ACS data.

What is the median income in Middlefield?

The median household income in Middlefield is $113,750 per year (2023 ACS 5-year estimates).

What is the sales tax in Middlefield, CT?

The combined state and local sales tax rate in Middlefield is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Middlefield, CT affordable?

Middlefield is above average in cost of living, with an index of 180 — about 80% higher than the national average.

What is the weather like in Middlefield?

Middlefield has average high temperatures of 61.0°F and average lows of 40.4°F. Annual precipitation is 44.9". Data from NOAA 1991–2020 Climate Normals.

Middlefield at a Glance

Population
4,236
Median Income
$113,750
Home Value
$371,400
Median Rent
$3,501/mo
Unemployment
1.3%
Avg High Temp
61.0°F
Sales Tax
6.3%
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🗺️ County data for Connecticut

Explore county-level cost of living data

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