Cost of Living in Middletown, CT

Population 47,646 · Connecticut · Data vintage 2023

97
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Middletown's cost indicators track within a reasonable band of national figures, with median household incomes near $73,979 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Middletown sits roughly 15 miles south of Hartford — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 29% higher than Hartford's $217,000.

Cost Overview

Housing 92
Rent 106

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Middletown

The median home value in Middletown is $279,500 — 8% below the national median of $305,000. Median rent runs $1,392/month, 6% higher than the national median of $1,314/month. The median household income of $73,979/year is 1% lower than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. Overall, Middletown has a cost of living index of 97 versus the US average of 100, meaning it is 3% less expensive.

🏠 Housing

Median Home Value
$279,500
8% below avg
Zillow Home Value
$345,637
Zillow ZHVI
Median Rent
$1,392/mo
6% above avg
Zillow Rent
$1,884/mo
Zillow ZORI
Price-to-Rent Ratio
16.7x
Favors buying
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,133
1 BR
$1,306
2 BR
$1,653
3 BR
$1,992
4 BR
$2,363
Owner-occupied 53.1%
Renter-occupied 46.9%

💰 Estimated Monthly Budget

Rent median rent
$1,392
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,006/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.3 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.0%

Commute Mode

Drove alone
70.3%
Carpooled
6.1%
Public transit
1.3%
Walked
5.6%
Bicycle
0.3%
Work from home
14.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$73,979
1% below avg
Per Capita Income
$45,201
Unemployment Rate
4.3%
11% below avg
Poverty Rate
12.2%
Labor Force Participation
65.6%

🎓 Education

Bachelor's degree+ 23.9%
Graduate degree 16.8%

👥 Demographics

Median Age 39
Male median age 37.3
Female median age 40.5

Frequently Asked Questions

What is the cost of living in Middletown, CT?

Middletown has a cost index of 97 (100 = national average). It is 3% below the national average.

What is average rent in Middletown, CT?

The median gross rent in Middletown is $1,392 per month based on 2023 Census data.

What is the average home price in Middletown?

The median home value in Middletown is $279,500 according to Zillow and Census data.

What is the median income in Middletown?

The median household income in Middletown is $73,979 per year (2023 ACS 5-year estimates).

What is the sales tax in Middletown, CT?

The combined state and local sales tax rate in Middletown is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Middletown, CT affordable?

Middletown is near the national average in terms of cost of living, with an index of 97 (100 = US average).

Middletown at a Glance

Population
47,646
Median Income
$73,979
Home Value
$279,500
Median Rent
$1,392/mo
Unemployment
4.3%
Sales Tax
6.3%
View all cities in Connecticut →
🗺️ County data for Connecticut

Explore county-level cost of living data

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