Cost of Living in Naugatuck, CT
Population 31,634 · Connecticut · Data vintage 2023
(100 = US avg)
The Naugatuck cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $242,000, rents near $1,309 a month. At 6.3%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Located 5 miles south of Waterbury, Naugatuck falls within that metro's commuting orbit. Median home values run roughly 30% higher than Waterbury's $185,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Naugatuck
The median home value in Naugatuck is $241,600 — 21% below the national median of $305,000. Median rent runs $1,309/month, equal to than the national median of $1,314/month. The median household income of $92,184/year is 24% higher than the US median of $74,580. The local unemployment rate is 6.3%, above the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. Overall, Naugatuck has a cost of living index of 87 versus the US average of 100, meaning it is 13% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Naugatuck, CT?
Naugatuck has a cost index of 87 (100 = national average). It is 13% below the national average.
What is average rent in Naugatuck, CT?
The median gross rent in Naugatuck is $1,309 per month based on 2023 Census data.
What is the average home price in Naugatuck?
The median home value in Naugatuck is $241,600 according to Zillow and Census data.
What is the median income in Naugatuck?
The median household income in Naugatuck is $92,184 per year (2023 ACS 5-year estimates).
What is the sales tax in Naugatuck, CT?
The combined state and local sales tax rate in Naugatuck is 6.3%. The Connecticut state income tax top rate is 7.0%.
Is Naugatuck, CT affordable?
Yes, Naugatuck is generally considered affordable, with a cost of living index of 87 — about 13% below the US national average of 100.
Naugatuck at a Glance
- Population
- 31,634
- Median Income
- $92,184
- Home Value
- $241,600
- Median Rent
- $1,309/mo
- Unemployment
- 6.3%
- Sales Tax
- 6.3%
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Connecticut Rankings
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