Cost of Living in Middlebury, CT

Population 7,736 · Connecticut · Data vintage 2023

148
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Middlebury sits on the smaller end of the Connecticut city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Geographically, Middlebury sits roughly 5 miles west of Waterbury. Median home values run roughly 144% higher than Waterbury's $185,000.

Cost Overview

Housing 148

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Middlebury

The median home value in Middlebury is $452,000 — 48% above the national median of $305,000. The median household income of $142,750/year is 91% higher than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. The climate averages highs of 61.0°F and lows of 40.4°F. Overall, Middlebury has a cost of living index of 148 versus the US average of 100, meaning it is 48% more expensive.

🏠 Housing

Median Home Value
$452,000
48% above avg
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$991
1 BR
$1,191
2 BR
$1,445
3 BR
$1,891
4 BR
$2,291
Owner-occupied 88.6%
Renter-occupied 11.4%

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.0 min
4% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.8%

Commute Mode

Drove alone
77.6%
Carpooled
3.0%
Public transit
0.2%
Walked
1.5%
Bicycle
0.3%
Work from home
14.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$142,750
91% above avg
Per Capita Income
$58,423
Unemployment Rate
5.5%
14% above avg
Poverty Rate
5.4%
Labor Force Participation
52.5%

🎓 Education

Bachelor's degree+ 29.0%
Graduate degree 24.4%

👥 Demographics

Median Age 43.4
Male median age 42.7
Female median age 43.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.0°F
Avg Low
40.4°F
Annual Precip
44.9"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 373948607079848275645242
Low °F 192028384857636154423225
Precip" 3.052.934.054.133.484.053.383.544.284.493.364.12

Frequently Asked Questions

What is the cost of living in Middlebury, CT?

Middlebury has a cost index of 148 (100 = national average). It is 48% above the national average.

What is the average home price in Middlebury?

The median home value in Middlebury is $452,000 according to 2023 Census ACS data.

What is the median income in Middlebury?

The median household income in Middlebury is $142,750 per year (2023 ACS 5-year estimates).

What is the sales tax in Middlebury, CT?

The combined state and local sales tax rate in Middlebury is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Middlebury, CT affordable?

Middlebury is above average in cost of living, with an index of 148 — about 48% higher than the national average.

What is the weather like in Middlebury?

Middlebury has average high temperatures of 61.0°F and average lows of 40.4°F. Annual precipitation is 44.9". Data from NOAA 1991–2020 Climate Normals.

Middlebury at a Glance

Population
7,736
Median Income
$142,750
Home Value
$452,000
Unemployment
5.5%
Avg High Temp
61.0°F
Sales Tax
6.3%
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