Cost of Living in Oxford, CT
Population 12,870 · Connecticut · Data vintage 2023
(100 = US avg)
Oxford is a smaller Connecticut community of around 13000 residents, where median household incomes of $125,563 and housing costs ($455,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.
Oxford sits roughly 10 miles southwest of Waterbury — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 145% higher than Waterbury's $185,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Oxford
The median home value in Oxford is $454,900 — 49% above the national median of $305,000. Median rent runs $1,411/month, 7% higher than the national median of $1,314/month. The median household income of $125,563/year is 68% higher than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. The climate averages highs of 60.5°F and lows of 43.6°F. Overall, Oxford has a cost of living index of 132 versus the US average of 100, meaning it is 32% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 38 | 40 | 47 | 58 | 68 | 76 | 82 | 81 | 75 | 64 | 53 | 44 |
| Low °F | 23 | 24 | 30 | 39 | 49 | 59 | 66 | 65 | 57 | 46 | 36 | 29 |
| Precip" | 2.72 | 2.84 | 3.66 | 4.19 | 3.54 | 3.47 | 3.36 | 3.55 | 4.03 | 3.78 | 3.12 | 3.53 |
Frequently Asked Questions
What is the cost of living in Oxford, CT?
Oxford has a cost index of 132 (100 = national average). It is 32% above the national average.
What is average rent in Oxford, CT?
The median gross rent in Oxford is $1,411 per month based on 2023 Census data.
What is the average home price in Oxford?
The median home value in Oxford is $454,900 according to 2023 Census ACS data.
What is the median income in Oxford?
The median household income in Oxford is $125,563 per year (2023 ACS 5-year estimates).
What is the sales tax in Oxford, CT?
The combined state and local sales tax rate in Oxford is 6.3%. The Connecticut state income tax top rate is 7.0%.
Is Oxford, CT affordable?
Oxford is above average in cost of living, with an index of 132 — about 32% higher than the national average.
What is the weather like in Oxford?
Oxford has average high temperatures of 60.5°F and average lows of 43.6°F. Annual precipitation is 41.8". Data from NOAA 1991–2020 Climate Normals.
Oxford at a Glance
- Population
- 12,870
- Median Income
- $125,563
- Home Value
- $454,900
- Median Rent
- $1,411/mo
- Unemployment
- 3.0%
- Avg High Temp
- 60.5°F
- Sales Tax
- 6.3%
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