Cost of Living in Heritage Village, CT

Population 4,517 · Connecticut · Data vintage 2023

105
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

With a median age of 73, Heritage Village functions largely as a retirement market. Housing costs — $222,000 for a typical home — anchor most household budgets, and the state's treatment of pension income tends to matter more than wage-driven tax comparisons. Rental affordability is stretched — $2,014/month works out to about 45% of median household income, above the 30% "cost-burdened" line.

Located 11 miles west of Waterbury, Heritage Village falls within that metro's commuting orbit. Median home values run roughly 20% higher than Waterbury's $185,000.

Cost Overview

Housing 73
Rent 153

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Heritage Village

The median home value in Heritage Village is $221,600 — 27% below the national median of $305,000. Median rent runs $2,014/month, 53% higher than the national median of $1,314/month. The median household income of $53,266/year is 29% lower than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. Overall, Heritage Village has a cost of living index of 105 versus the US average of 100, meaning it is 5% more expensive.

🏠 Housing

Median Home Value
$221,600
27% below avg
Median Rent
$2,014/mo
53% above avg
Price-to-Rent Ratio
9.2x
Favors buying
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,133
1 BR
$1,306
2 BR
$1,653
3 BR
$1,992
4 BR
$2,363
Owner-occupied 77.4%
Renter-occupied 22.6%

💰 Estimated Monthly Budget

Rent median rent
$2,014
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,628/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.1 min
34% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
34.2%

Commute Mode

Drove alone
56.2%
Carpooled
7.2%
Walked
1.1%
Work from home
34.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$53,266
29% below avg
Per Capita Income
$56,857
Unemployment Rate
4.0%
17% below avg
Poverty Rate
4.4%
Labor Force Participation
29.8%

🎓 Education

Bachelor's degree+ 18.6%
Graduate degree 24.1%

👥 Demographics

Median Age 73.1
Male median age 71.9
Female median age 73.7

Frequently Asked Questions

What is the cost of living in Heritage Village, CT?

Heritage Village has a cost index of 105 (100 = national average). It is 5% above the national average.

What is average rent in Heritage Village, CT?

The median gross rent in Heritage Village is $2,014 per month based on 2023 Census data.

What is the average home price in Heritage Village?

The median home value in Heritage Village is $221,600 according to 2023 Census ACS data.

What is the median income in Heritage Village?

The median household income in Heritage Village is $53,266 per year (2023 ACS 5-year estimates).

What is the sales tax in Heritage Village, CT?

The combined state and local sales tax rate in Heritage Village is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Heritage Village, CT affordable?

Heritage Village is near the national average in terms of cost of living, with an index of 105 (100 = US average).