Cost of Living in New London, CT

Population 27,199 · Connecticut · Data vintage 2023

86
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

New London lands reasonably close to national benchmarks on most cost indicators, with a median home value of $235,000 — 23% below the US figure. That makes it a useful reference point for comparing with more extreme markets in Connecticut. At 7.3%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

New London is about 45 miles southeast of Hartford, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 8% higher than Hartford's $217,000.

Cost Overview

Housing 77
Rent 99

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in New London

The median home value in New London is $234,800 — 23% below the national median of $305,000. Median rent runs $1,303/month, 1% lower than the national median of $1,314/month. The median household income of $60,123/year is 19% lower than the US median of $74,580. The local unemployment rate is 7.3%, above the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. Overall, New London has a cost of living index of 86 versus the US average of 100, meaning it is 14% less expensive.

🏠 Housing

Median Home Value
$234,800
23% below avg
Zillow Home Value
$304,013
Zillow ZHVI
Median Rent
$1,303/mo
1% below avg
Zillow Rent
$1,622/mo
Zillow ZORI
Price-to-Rent Ratio
15.0x
Favors buying
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,133
1 BR
$1,306
2 BR
$1,653
3 BR
$1,992
4 BR
$2,363
Owner-occupied 40.1%
Renter-occupied 59.9%

💰 Estimated Monthly Budget

Rent median rent
$1,303
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,917/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.8 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.0%

Commute Mode

Drove alone
67.7%
Carpooled
7.7%
Public transit
4.7%
Walked
7.6%
Bicycle
0.3%
Work from home
11.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$60,123
19% below avg
Per Capita Income
$33,888
Unemployment Rate
7.3%
53% above avg
Poverty Rate
21.0%
Labor Force Participation
66.0%

🎓 Education

Bachelor's degree+ 16.5%
Graduate degree 12.5%

👥 Demographics

Median Age 35.1
Male median age 35.2
Female median age 34.9

Frequently Asked Questions

What is the cost of living in New London, CT?

New London has a cost index of 86 (100 = national average). It is 14% below the national average.

What is average rent in New London, CT?

The median gross rent in New London is $1,303 per month based on 2023 Census data.

What is the average home price in New London?

The median home value in New London is $234,800 according to Zillow and Census data.

What is the median income in New London?

The median household income in New London is $60,123 per year (2023 ACS 5-year estimates).

What is the sales tax in New London, CT?

The combined state and local sales tax rate in New London is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is New London, CT affordable?

Yes, New London is generally considered affordable, with a cost of living index of 86 — about 14% below the US national average of 100.