Cost of Living in Bal Harbour, FL

Population 3,021 · Florida · Data vintage 2023

334
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Bal Harbour's housing market is in a category of its own — median home values around $1.3 million sit roughly 4 times the US figure, reflecting a market driven as much by second-home and resort buyers as by year-round residents. Unemployment has stayed elevated relative to the national figure — 8.7% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Bal Harbour sits roughly 8 miles southeast of Miami Gardens. Median home values run roughly 279% higher than Miami Gardens' $337,000.

Cost Overview

Housing 419
Rent 208

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bal Harbour

The median home value in Bal Harbour is $1,277,200 — 319% above the national median of $305,000. Median rent runs $2,734/month, 108% higher than the national median of $1,314/month. The median household income of $91,061/year is 22% higher than the US median of $74,580. The local unemployment rate is 8.7%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Bal Harbour has a cost of living index of 334 versus the US average of 100, meaning it is 234% more expensive.

🏠 Housing

Median Home Value
$1,277,200
319% above avg
Zillow Home Value
$192,802
Zillow ZHVI
Median Rent
$2,734/mo
108% above avg
Zillow Rent
$1,777/mo
Zillow ZORI
Price-to-Rent Ratio
38.9x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 65.8%
Renter-occupied 34.2%

💰 Estimated Monthly Budget

Rent median rent
$2,734
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,348/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
38.4 min
42% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.7%

Commute Mode

Drove alone
57.4%
Carpooled
14.8%
Public transit
1.0%
Walked
4.4%
Work from home
20.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$91,061
22% above avg
Per Capita Income
$116,504
Unemployment Rate
8.7%
81% above avg
Poverty Rate
18.0%
Labor Force Participation
53.7%

🎓 Education

Bachelor's degree+ 32.8%
Graduate degree 34.3%

👥 Demographics

Median Age 49.9
Male median age 44
Female median age 52.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
56.7%
Good air days/yr
170
Max AQI recorded
272
PM2.5 days
76
Ozone days

Frequently Asked Questions

What is the cost of living in Bal Harbour, FL?

Bal Harbour has a cost index of 334 (100 = national average). It is 234% above the national average.

What is average rent in Bal Harbour, FL?

The median gross rent in Bal Harbour is $2,734 per month based on 2023 Census data.

What is the average home price in Bal Harbour?

The median home value in Bal Harbour is $1,277,200 according to Zillow and Census data.

What is the median income in Bal Harbour?

The median household income in Bal Harbour is $91,061 per year (2023 ACS 5-year estimates).

What is the sales tax in Bal Harbour, FL?

The combined state and local sales tax rate in Bal Harbour is 7.0%. Florida has no state income tax.

Is Bal Harbour, FL affordable?

Bal Harbour is above average in cost of living, with an index of 334 — about 234% higher than the national average.