Cost of Living in Surfside, FL

Population 5,566 · Florida · Data vintage 2023

200
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Surfside's housing market reflects its status as a high-earning metro: $737,000 for a typical home, 142% above the US median, paired with household incomes around $88,938 that put it in the upper third of the state.

Surfside sits roughly 9 miles southeast of Miami Gardens — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 119% higher than Miami Gardens' $337,000.

Cost Overview

Housing 242
Rent 137

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Surfside

The median home value in Surfside is $736,800 — 142% above the national median of $305,000. Median rent runs $1,795/month, 37% higher than the national median of $1,314/month. The median household income of $88,938/year is 19% higher than the US median of $74,580. The local unemployment rate is 3.1%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Surfside has a cost of living index of 200 versus the US average of 100, meaning it is 100% more expensive.

🏠 Housing

Median Home Value
$736,800
142% above avg
Zillow Home Value
$363,213
Zillow ZHVI
Median Rent
$1,795/mo
37% above avg
Zillow Rent
$4,693/mo
Zillow ZORI
Price-to-Rent Ratio
34.2x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 66.2%
Renter-occupied 33.9%

💰 Estimated Monthly Budget

Rent median rent
$1,795
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,409/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.7 min
32% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.6%

Commute Mode

Drove alone
65.2%
Carpooled
5.5%
Public transit
6.5%
Walked
2.4%
Bicycle
1.7%
Work from home
17.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$88,938
19% above avg
Per Capita Income
$54,623
Unemployment Rate
3.1%
36% below avg
Poverty Rate
15.4%
Labor Force Participation
62.9%

🎓 Education

Bachelor's degree+ 25.5%
Graduate degree 31.8%

👥 Demographics

Median Age 41
Male median age 41
Female median age 41

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
56.7%
Good air days/yr
170
Max AQI recorded
272
PM2.5 days
76
Ozone days

Frequently Asked Questions

What is the cost of living in Surfside, FL?

Surfside has a cost index of 200 (100 = national average). It is 100% above the national average.

What is average rent in Surfside, FL?

The median gross rent in Surfside is $1,795 per month based on 2023 Census data.

What is the average home price in Surfside?

The median home value in Surfside is $736,800 according to Zillow and Census data.

What is the median income in Surfside?

The median household income in Surfside is $88,938 per year (2023 ACS 5-year estimates).

What is the sales tax in Surfside, FL?

The combined state and local sales tax rate in Surfside is 7.0%. Florida has no state income tax.

Is Surfside, FL affordable?

Surfside is above average in cost of living, with an index of 200 — about 100% higher than the national average.