Cost of Living in Bartow, FL

Population 19,801 · Florida · Data vintage 2023

74
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Bartow stay well under national norms: a median home value of $210,000 against median household incomes of $66,944 gives the city one of the more comfortable price-to-income ratios in Florida.

Located 14 miles southeast of Lakeland, Bartow falls within that metro's commuting orbit. Median home values run roughly 8% lower than Lakeland's $229,000.

Cost Overview

Housing 69
Rent 82

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bartow

The median home value in Bartow is $210,400 — 31% below the national median of $305,000. Median rent runs $1,073/month, 18% lower than the national median of $1,314/month. The median household income of $66,944/year is 10% lower than the US median of $74,580. The local unemployment rate is 3.7%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Bartow has a cost of living index of 74 versus the US average of 100, meaning it is 26% less expensive.

🏠 Housing

Median Home Value
$210,400
31% below avg
Zillow Home Value
$273,872
Zillow ZHVI
Median Rent
$1,073/mo
18% below avg
Zillow Rent
$1,734/mo
Zillow ZORI
Price-to-Rent Ratio
16.3x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 66.5%
Renter-occupied 33.5%

💰 Estimated Monthly Budget

Rent median rent
$1,073
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,687/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.5 min
2% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.6%

Commute Mode

Drove alone
79.9%
Carpooled
8.8%
Public transit
0.0%
Walked
1.5%
Bicycle
1.1%
Work from home
7.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$66,944
10% below avg
Per Capita Income
$31,020
Unemployment Rate
3.7%
22% below avg
Poverty Rate
16.5%
Labor Force Participation
62.8%

🎓 Education

Bachelor's degree+ 15.7%
Graduate degree 6.6%

👥 Demographics

Median Age 36.1
Male median age 34.6
Female median age 38.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
75.3%
Good air days/yr
101
Max AQI recorded
145
PM2.5 days
220
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
17.6:1
Student-teacher ratio
164
Public schools
102,952
Total enrollment

Frequently Asked Questions

What is the cost of living in Bartow, FL?

Bartow has a cost index of 74 (100 = national average). It is 26% below the national average.

What is average rent in Bartow, FL?

The median gross rent in Bartow is $1,073 per month based on 2023 Census data.

What is the average home price in Bartow?

The median home value in Bartow is $210,400 according to Zillow and Census data.

What is the median income in Bartow?

The median household income in Bartow is $66,944 per year (2023 ACS 5-year estimates).

What is the sales tax in Bartow, FL?

The combined state and local sales tax rate in Bartow is 7.0%. Florida has no state income tax.

Is Bartow, FL affordable?

Yes, Bartow is generally considered affordable, with a cost of living index of 74 — about 26% below the US national average of 100.

Bartow at a Glance

Population
19,801
Median Income
$66,944
Home Value
$210,400
Median Rent
$1,073/mo
Unemployment
3.7%
Sales Tax
7.0%
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🗺️ County data for Florida

Explore county-level cost of living data

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