Cost of Living in Jan Phyl Village, FL

Population 5,798 · Florida · Data vintage 2023

79
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Jan Phyl Village is a smaller Florida community of around 6000 residents, where median household incomes of $58,520 and housing costs ($215,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Around 20% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Geographically, Jan Phyl Village sits roughly 10 miles east of Lakeland. Housing prices track closely with Lakeland's $229,000 median.

Cost Overview

Housing 71
Rent 92

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Jan Phyl Village

The median home value in Jan Phyl Village is $215,200 — 29% below the national median of $305,000. Median rent runs $1,213/month, 8% lower than the national median of $1,314/month. The median household income of $58,520/year is 22% lower than the US median of $74,580. The local unemployment rate is 4.4%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 84.2°F and lows of 64.9°F. Overall, Jan Phyl Village has a cost of living index of 79 versus the US average of 100, meaning it is 21% less expensive.

🏠 Housing

Median Home Value
$215,200
29% below avg
Median Rent
$1,213/mo
8% below avg
Price-to-Rent Ratio
14.8x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 65.9%
Renter-occupied 34.1%

💰 Estimated Monthly Budget

Rent median rent
$1,213
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,827/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.1 min
15% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.8%

Commute Mode

Drove alone
79.8%
Carpooled
7.5%
Work from home
7.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$58,520
22% below avg
Per Capita Income
$30,472
Unemployment Rate
4.4%
9% below avg
Poverty Rate
20.3%
Labor Force Participation
62.4%

🎓 Education

Bachelor's degree+ 15.3%
Graduate degree 3.7%

👥 Demographics

Median Age 32.5
Male median age 28.8
Female median age 36.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
84.2°F
Avg Low
64.9°F
Annual Precip
46.1"
50° 63° 75° 88° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 737680859092939391868074
Low °F 525559636974757674686055
Precip" 2.492.443.042.502.677.367.446.525.312.221.452.68

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
75.3%
Good air days/yr
101
Max AQI recorded
145
PM2.5 days
220
Ozone days

Frequently Asked Questions

What is the cost of living in Jan Phyl Village, FL?

Jan Phyl Village has a cost index of 79 (100 = national average). It is 21% below the national average.

What is average rent in Jan Phyl Village, FL?

The median gross rent in Jan Phyl Village is $1,213 per month based on 2023 Census data.

What is the average home price in Jan Phyl Village?

The median home value in Jan Phyl Village is $215,200 according to 2023 Census ACS data.

What is the median income in Jan Phyl Village?

The median household income in Jan Phyl Village is $58,520 per year (2023 ACS 5-year estimates).

What is the sales tax in Jan Phyl Village, FL?

The combined state and local sales tax rate in Jan Phyl Village is 7.0%. Florida has no state income tax.

Is Jan Phyl Village, FL affordable?

Yes, Jan Phyl Village is generally considered affordable, with a cost of living index of 79 — about 21% below the US national average of 100.

What is the weather like in Jan Phyl Village?

Jan Phyl Village has average high temperatures of 84.2°F and average lows of 64.9°F. Annual precipitation is 46.1". Data from NOAA 1991–2020 Climate Normals.

Jan Phyl Village at a Glance

Population
5,798
Median Income
$58,520
Home Value
$215,200
Median Rent
$1,213/mo
Unemployment
4.4%
Avg High Temp
84.2°F
Sales Tax
7.0%
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