Cost of Living in Citrus Springs, FL

Population 11,469 · Florida · Data vintage 2023

80
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Citrus Springs a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $220,000.

Located 35 miles north of Spring Hill, Citrus Springs falls within that metro's commuting orbit. Median home values run roughly 11% lower than Spring Hill's $248,000.

Cost Overview

Housing 72
Rent 93

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Citrus Springs

The median home value in Citrus Springs is $220,300 — 28% below the national median of $305,000. Median rent runs $1,217/month, 7% lower than the national median of $1,314/month. The median household income of $57,477/year is 23% lower than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Citrus Springs has a cost of living index of 80 versus the US average of 100, meaning it is 20% less expensive.

🏠 Housing

Median Home Value
$220,300
28% below avg
Median Rent
$1,217/mo
7% below avg
Price-to-Rent Ratio
15.1x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 86.3%
Renter-occupied 13.7%

💰 Estimated Monthly Budget

Rent median rent
$1,217
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,831/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.2 min
23% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.0%

Commute Mode

Drove alone
74.7%
Carpooled
14.9%
Public transit
0.5%
Walked
0.2%
Work from home
9.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$57,477
23% below avg
Per Capita Income
$32,177
Unemployment Rate
4.6%
5% below avg
Poverty Rate
9.3%
Labor Force Participation
47.6%

🎓 Education

Bachelor's degree+ 12.5%
Graduate degree 4.6%

👥 Demographics

Median Age 43.4
Male median age 44.7
Female median age 41

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
65.2%
Good air days/yr
118
Max AQI recorded
353
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Citrus Springs, FL?

Citrus Springs has a cost index of 80 (100 = national average). It is 20% below the national average.

What is average rent in Citrus Springs, FL?

The median gross rent in Citrus Springs is $1,217 per month based on 2023 Census data.

What is the average home price in Citrus Springs?

The median home value in Citrus Springs is $220,300 according to 2023 Census ACS data.

What is the median income in Citrus Springs?

The median household income in Citrus Springs is $57,477 per year (2023 ACS 5-year estimates).

What is the sales tax in Citrus Springs, FL?

The combined state and local sales tax rate in Citrus Springs is 7.0%. Florida has no state income tax.

Is Citrus Springs, FL affordable?

Yes, Citrus Springs is generally considered affordable, with a cost of living index of 80 — about 20% below the US national average of 100.