Cost of Living in Pine Ridge CDP (Citrus County), FL

Population 10,676 · Florida · Data vintage 2023

102
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

With a median age of 65, Pine Ridge CDP (Citrus County) functions largely as a retirement market. Housing costs — $355,000 for a typical home — anchor most household budgets, and the state's treatment of pension income tends to matter more than wage-driven tax comparisons.

Geographically, Pine Ridge CDP (Citrus County) is about 30 miles north of Spring Hill, the nearest large metro. Median home values run roughly 43% higher than Spring Hill's $248,000.

Cost Overview

Housing 116
Rent 80

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pine Ridge CDP (Citrus County)

The median home value in Pine Ridge CDP (Citrus County) is $354,600 — 16% above the national median of $305,000. Median rent runs $1,053/month, 20% lower than the national median of $1,314/month. The median household income of $66,131/year is 11% lower than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Pine Ridge CDP (Citrus County) has a cost of living index of 102 versus the US average of 100, meaning it is 2% more expensive.

🏠 Housing

Median Home Value
$354,600
16% above avg
Median Rent
$1,053/mo
20% below avg
Price-to-Rent Ratio
28.1x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 89.8%
Renter-occupied 10.2%

💰 Estimated Monthly Budget

Rent median rent
$1,053
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,667/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.3 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.8%

Commute Mode

Drove alone
80.6%
Carpooled
2.0%
Walked
0.5%
Work from home
15.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$66,131
11% below avg
Per Capita Income
$44,987
Unemployment Rate
3.8%
21% below avg
Poverty Rate
11.4%
Labor Force Participation
31.3%

🎓 Education

Bachelor's degree+ 14.4%
Graduate degree 13.6%

👥 Demographics

Median Age 65.2
Male median age 65.2
Female median age 65.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
65.2%
Good air days/yr
118
Max AQI recorded
353
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Pine Ridge CDP (Citrus County), FL?

Pine Ridge CDP (Citrus County) has a cost index of 102 (100 = national average). It is 2% above the national average.

What is average rent in Pine Ridge CDP (Citrus County), FL?

The median gross rent in Pine Ridge CDP (Citrus County) is $1,053 per month based on 2023 Census data.

What is the average home price in Pine Ridge CDP (Citrus County)?

The median home value in Pine Ridge CDP (Citrus County) is $354,600 according to 2023 Census ACS data.

What is the median income in Pine Ridge CDP (Citrus County)?

The median household income in Pine Ridge CDP (Citrus County) is $66,131 per year (2023 ACS 5-year estimates).

What is the sales tax in Pine Ridge CDP (Citrus County), FL?

The combined state and local sales tax rate in Pine Ridge CDP (Citrus County) is 7.0%. Florida has no state income tax.

Is Pine Ridge CDP (Citrus County), FL affordable?

Pine Ridge CDP (Citrus County) is near the national average in terms of cost of living, with an index of 102 (100 = US average).

Pine Ridge CDP (Citrus County) at a Glance

Population
10,676
Median Income
$66,131
Home Value
$354,600
Median Rent
$1,053/mo
Unemployment
3.8%
Sales Tax
7.0%
View all cities in Florida →
🗺️ County data for Florida

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs