Cost of Living in Holden Lakes, FL

Population 3,506 · Florida · Data vintage 2023

110
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The median resident in Holden Lakes is 55 years old, well past the national midpoint, giving the city the retail and service mix of a retirement-dominant market. Household-income figures here read differently than in working-age cities: retirement and investment income weigh heavily in the totals.

Located 10 miles northwest of Orlando, Holden Lakes falls within that metro's commuting orbit. Housing prices track closely with Orlando's $359,000 median.

Cost Overview

Housing 116
Rent 100

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Holden Lakes

The median home value in Holden Lakes is $354,600 — 16% above the national median of $305,000. Median rent runs $1,315/month, equal to than the national median of $1,314/month. The median household income of $66,196/year is 11% lower than the US median of $74,580. The local unemployment rate is 5.4%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Holden Lakes has a cost of living index of 110 versus the US average of 100, meaning it is 10% more expensive.

🏠 Housing

Median Home Value
$354,600
16% above avg
Median Rent
$1,315/mo
0% below avg
Price-to-Rent Ratio
22.5x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 76.6%
Renter-occupied 23.4%

💰 Estimated Monthly Budget

Rent median rent
$1,315
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,929/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.2 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.2%

Commute Mode

Drove alone
70.5%
Carpooled
4.8%
Public transit
2.8%
Walked
1.1%
Work from home
20.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$66,196
11% below avg
Per Capita Income
$41,729
Unemployment Rate
5.4%
12% above avg
Poverty Rate
8.9%
Labor Force Participation
56.9%

🎓 Education

Bachelor's degree+ 22.3%
Graduate degree 9.4%

👥 Demographics

Median Age 55
Male median age 49.4
Female median age 59.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
73.2%
Good air days/yr
115
Max AQI recorded
167
PM2.5 days
196
Ozone days

Frequently Asked Questions

What is the cost of living in Holden Lakes, FL?

Holden Lakes has a cost index of 110 (100 = national average). It is 10% above the national average.

What is average rent in Holden Lakes, FL?

The median gross rent in Holden Lakes is $1,315 per month based on 2023 Census data.

What is the average home price in Holden Lakes?

The median home value in Holden Lakes is $354,600 according to 2023 Census ACS data.

What is the median income in Holden Lakes?

The median household income in Holden Lakes is $66,196 per year (2023 ACS 5-year estimates).

What is the sales tax in Holden Lakes, FL?

The combined state and local sales tax rate in Holden Lakes is 7.0%. Florida has no state income tax.

Is Holden Lakes, FL affordable?

Holden Lakes is near the national average in terms of cost of living, with an index of 110 (100 = US average).

Holden Lakes at a Glance

Population
3,506
Median Income
$66,196
Home Value
$354,600
Median Rent
$1,315/mo
Unemployment
5.4%
Sales Tax
7.0%
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Explore county-level cost of living data

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