Cost of Living in Pine Castle, FL

Population 10,429 · Florida · Data vintage 2023

94
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $46,154, median household incomes in Pine Castle land roughly 38% below the US median, a gap that tends to persist across local labor-market indicators. Around 20% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Located 8 miles west of Orlando, Pine Castle falls within that metro's commuting orbit. Median home values run roughly 20% lower than Orlando's $359,000.

Cost Overview

Housing 94
Rent 95

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pine Castle

The median home value in Pine Castle is $286,900 — 6% below the national median of $305,000. Median rent runs $1,249/month, 5% lower than the national median of $1,314/month. The median household income of $46,154/year is 38% lower than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 83.2°F and lows of 62.7°F. Overall, Pine Castle has a cost of living index of 94 versus the US average of 100, meaning it is 6% less expensive.

🏠 Housing

Median Home Value
$286,900
6% below avg
Median Rent
$1,249/mo
5% below avg
Price-to-Rent Ratio
19.1x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 43.4%
Renter-occupied 56.6%

💰 Estimated Monthly Budget

Rent median rent
$1,249
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,863/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.7 min
3% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.1%

Commute Mode

Drove alone
68.8%
Carpooled
8.5%
Public transit
2.2%
Walked
1.7%
Work from home
13.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$46,154
38% below avg
Per Capita Income
$21,102
Unemployment Rate
4.9%
2% above avg
Poverty Rate
20.4%
Labor Force Participation
59.9%

🎓 Education

Bachelor's degree+ 13.8%
Graduate degree 6.6%

👥 Demographics

Median Age 36.9
Male median age 36.6
Female median age 37.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
83.2°F
Avg Low
62.7°F
Annual Precip
51.5"
Annual Snowfall
0"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 727579848891929290857874
Low °F 505256616672737472665853
Precip" 2.482.043.032.584.028.057.467.696.373.461.792.48

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
73.2%
Good air days/yr
115
Max AQI recorded
167
PM2.5 days
196
Ozone days

Frequently Asked Questions

What is the cost of living in Pine Castle, FL?

Pine Castle has a cost index of 94 (100 = national average). It is 6% below the national average.

What is average rent in Pine Castle, FL?

The median gross rent in Pine Castle is $1,249 per month based on 2023 Census data.

What is the average home price in Pine Castle?

The median home value in Pine Castle is $286,900 according to 2023 Census ACS data.

What is the median income in Pine Castle?

The median household income in Pine Castle is $46,154 per year (2023 ACS 5-year estimates).

What is the sales tax in Pine Castle, FL?

The combined state and local sales tax rate in Pine Castle is 7.0%. Florida has no state income tax.

Is Pine Castle, FL affordable?

Pine Castle is near the national average in terms of cost of living, with an index of 94 (100 = US average).

What is the weather like in Pine Castle?

Pine Castle has average high temperatures of 83.2°F and average lows of 62.7°F. Annual precipitation is 51.5". Data from NOAA 1991–2020 Climate Normals.

Pine Castle at a Glance

Population
10,429
Median Income
$46,154
Home Value
$286,900
Median Rent
$1,249/mo
Unemployment
4.9%
Avg High Temp
83.2°F
Sales Tax
7.0%
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Explore county-level cost of living data

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