Cost of Living in Hudson, FL

Population 10,873 · Florida · Data vintage 2023

79
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

With a median age of 64, Hudson functions largely as a retirement market. Housing costs — $239,000 for a typical home — anchor most household budgets, and the state's treatment of pension income tends to matter more than wage-driven tax comparisons.

Geographically, Hudson sits roughly 13 miles southwest of Spring Hill. Housing prices track closely with Spring Hill's $248,000 median.

Cost Overview

Housing 78
Rent 79

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hudson

The median home value in Hudson is $239,200 — 22% below the national median of $305,000. Median rent runs $1,038/month, 21% lower than the national median of $1,314/month. The median household income of $49,063/year is 34% lower than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Hudson has a cost of living index of 79 versus the US average of 100, meaning it is 21% less expensive.

🏠 Housing

Median Home Value
$239,200
22% below avg
Zillow Home Value
$287,467
Zillow ZHVI
Median Rent
$1,038/mo
21% below avg
Zillow Rent
$2,042/mo
Zillow ZORI
Price-to-Rent Ratio
19.2x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 76.6%
Renter-occupied 23.4%

💰 Estimated Monthly Budget

Rent median rent
$1,038
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,652/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.9 min
29% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.0%

Commute Mode

Drove alone
75.4%
Carpooled
4.4%
Public transit
0.5%
Work from home
16.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$49,063
34% below avg
Per Capita Income
$36,883
Unemployment Rate
4.7%
2% below avg
Poverty Rate
13.0%
Labor Force Participation
37.3%

🎓 Education

Bachelor's degree+ 11.6%
Graduate degree 6.5%

👥 Demographics

Median Age 64.4
Male median age 64
Female median age 64.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
88.5%
Good air days/yr
97
Max AQI recorded
0
PM2.5 days
365
Ozone days

Frequently Asked Questions

What is the cost of living in Hudson, FL?

Hudson has a cost index of 79 (100 = national average). It is 21% below the national average.

What is average rent in Hudson, FL?

The median gross rent in Hudson is $1,038 per month based on 2023 Census data.

What is the average home price in Hudson?

The median home value in Hudson is $239,200 according to Zillow and Census data.

What is the median income in Hudson?

The median household income in Hudson is $49,063 per year (2023 ACS 5-year estimates).

What is the sales tax in Hudson, FL?

The combined state and local sales tax rate in Hudson is 7.0%. Florida has no state income tax.

Is Hudson, FL affordable?

Yes, Hudson is generally considered affordable, with a cost of living index of 79 — about 21% below the US national average of 100.