Cost of Living in Islamorada, Village of Islands, FL

Population 7,042 · Florida · Data vintage 2023

230
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Islamorada, Village of Islands sits 189% above the national median — $880,000 for the typical home — but median household incomes near $95,212 (28% above the US figure) soften the blow that similar pricing creates in lower-wage metros. An unemployment rate of 0.0% points to a labor market well on the tight side of the national distribution.

Islamorada, Village of Islands is about 60 miles southwest of Miami, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 85% higher than Miami's $475,000.

Cost Overview

Housing 289
Rent 141

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Islamorada, Village of Islands

The median home value in Islamorada, Village of Islands is $880,200 — 189% above the national median of $305,000. Median rent runs $1,856/month, 41% higher than the national median of $1,314/month. The median household income of $95,212/year is 28% higher than the US median of $74,580. The local unemployment rate is 0.0%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Islamorada, Village of Islands has a cost of living index of 230 versus the US average of 100, meaning it is 130% more expensive.

🏠 Housing

Median Home Value
$880,200
189% above avg
Median Rent
$1,856/mo
41% above avg
Price-to-Rent Ratio
39.5x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 81.5%
Renter-occupied 18.5%

💰 Estimated Monthly Budget

Rent median rent
$1,856
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,470/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.0 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.8%

Commute Mode

Drove alone
71.8%
Carpooled
4.7%
Public transit
0.0%
Walked
5.0%
Bicycle
1.2%
Work from home
16.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$95,212
28% above avg
Per Capita Income
$68,256
Unemployment Rate
0.0%
100% below avg
Poverty Rate
6.0%
Labor Force Participation
55.0%

🎓 Education

Bachelor's degree+ 23.4%
Graduate degree 16.3%

👥 Demographics

Median Age 55
Male median age 56.3
Female median age 54

Frequently Asked Questions

What is the cost of living in Islamorada, Village of Islands, FL?

Islamorada, Village of Islands has a cost index of 230 (100 = national average). It is 130% above the national average.

What is average rent in Islamorada, Village of Islands, FL?

The median gross rent in Islamorada, Village of Islands is $1,856 per month based on 2023 Census data.

What is the average home price in Islamorada, Village of Islands?

The median home value in Islamorada, Village of Islands is $880,200 according to 2023 Census ACS data.

What is the median income in Islamorada, Village of Islands?

The median household income in Islamorada, Village of Islands is $95,212 per year (2023 ACS 5-year estimates).

What is the sales tax in Islamorada, Village of Islands, FL?

The combined state and local sales tax rate in Islamorada, Village of Islands is 7.0%. Florida has no state income tax.

Is Islamorada, Village of Islands, FL affordable?

Islamorada, Village of Islands is above average in cost of living, with an index of 230 — about 130% higher than the national average.

Islamorada, Village of Islands at a Glance

Population
7,042
Median Income
$95,212
Home Value
$880,200
Median Rent
$1,856/mo
Unemployment
0.0%
Sales Tax
7.0%
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