Cost of Living in Largo, FL
Population 82,506 · Florida · Data vintage 2023
(100 = US avg)
Most of Largo's cost indicators track within a reasonable band of national figures, with median household incomes near $60,465 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.
Largo sits roughly 5 miles south of Clearwater — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 36% lower than Clearwater's $326,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Largo
The median home value in Largo is $208,500 — 32% below the national median of $305,000. Median rent runs $1,482/month, 13% higher than the national median of $1,314/month. The median household income of $60,465/year is 19% lower than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 82.0°F and lows of 65.8°F. Overall, Largo has a cost of living index of 86 versus the US average of 100, meaning it is 14% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 71 | 73 | 77 | 82 | 87 | 90 | 90 | 91 | 89 | 84 | 77 | 73 |
| Low °F | 53 | 55 | 59 | 64 | 70 | 75 | 76 | 76 | 75 | 70 | 61 | 56 |
| Precip" | 2.62 | 2.38 | 2.43 | 2.57 | 2.73 | 8.86 | 9.73 | 8.83 | 6.40 | 2.49 | 1.64 | 2.94 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Largo, FL?
Largo has a cost index of 86 (100 = national average). It is 14% below the national average.
What is average rent in Largo, FL?
The median gross rent in Largo is $1,482 per month based on 2023 Census data.
What is the average home price in Largo?
The median home value in Largo is $208,500 according to Zillow and Census data.
What is the median income in Largo?
The median household income in Largo is $60,465 per year (2023 ACS 5-year estimates).
What is the sales tax in Largo, FL?
The combined state and local sales tax rate in Largo is 7.0%. Florida has no state income tax.
Is Largo, FL affordable?
Yes, Largo is generally considered affordable, with a cost of living index of 86 — about 14% below the US national average of 100.
What is the weather like in Largo?
Largo has average high temperatures of 82.0°F and average lows of 65.8°F. Annual precipitation is 53.6". Data from NOAA 1991–2020 Climate Normals.
Largo at a Glance
- Population
- 82,506
- Median Income
- $60,465
- Home Value
- $208,500
- Median Rent
- $1,482/mo
- Unemployment
- 4.3%
- Avg High Temp
- 82.0°F
- Sales Tax
- 7.0%
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Explore county-level cost of living data
Florida Rankings
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